Can you really fix your own credit without paying a credit repair company thousands of dollars?In this episode of Finance on Fridays, we sit down with Dub Washington to break down the real process of repairing your credit, understanding consumer laws, disputing inaccurate information, and building a stronger financial profile.We discuss:✅ How to pull and review your credit reports✅ Common mistakes that hurt your credit score✅ The difference between a credit score and a credit profile✅ How collection agencies actually work✅ Consumer rights most people never learn✅ DIY credit repair strategies✅ How to build quality credit the right way✅ Why good credit creates more financial opportunitiesWhether you're trying to buy a home, get approved for funding, lower your interest rates, or simply improve your financial future, this conversation provides practical steps you can start using today.Connect with Dub Washington:Check out Dub's SKOOL Communityhttps://www.skool.com/reinvented/about?ref=9b03845650674a04aa6c5edd73869976Timestamps:00:00 Why Most People Have Bad Credit00:58 Meet Dub Washington04:13 Can You Really Fix Your Own Credit?05:50 First Step: Pull Your Credit Report10:31 Personal Information Mistakes13:09 Secondary Credit Bureaus Explained16:08 Collection Agencies & Debt Validation27:22 Disputing Credit Report Information31:29 Building Credit The Right Way35:18 Secured Cards & Secured Loans40:22 Why Credit Creates Opportunity42:21 Final ThoughtsIf you found value in this episode, like the video, subscribe, and share it with someone working to improve their financial situation.#FinanceOnFridays #CreditRepair #PersonalFinance #CreditScore #FinancialFreedom #MoneyManagement #CreditTips #FinancialLiteracy #BusinessFunding #DubWashingtonGet your tickets to Podcast Summit '26👇🏾 Discount Code - "Summit26" 👇🏾Our Sponsors:* Check out Cash App and use my code CASHAPP10 for a great deal: https://cash.appAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy