Esse Health Benefits U

Taking a loan from your 401(k) might seem like a simple fix when cash is tight—but it could cost you more than you think. In this episode, we welcome back Ryanne Harmann, QKC, QKA, from Acropolis Investment Management to explore the hidden risks with borrowing from your retirement savings. From double taxation and surprise tax bills to the long-term impact on your retirement nest egg, Ryanne breaks down why borrowing from your future self is rarely a win. Whether you're considering a loan or just curious about smarter strategies, Ryanne's expert insights will equip you to make informed decisions. And remember - Acropolis is always there to help guide you when you have questions, simply call the participant services line and ask to speak to an Acropolis advisor. ☎️ 1-888-838-0767 . Arm yourself with the knowledge you need before tapping into your 401(k)! For more benefit tips and wellness info, follow essehealthbenefitsu on Facebook, Instagram, or YouTube. ------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

In this episode, Morgan O'Connor from Cigna joins us to walk you through four essential steps to help you make the most of your medical benefits. Whether you're new to Cigna or just need a refresher, we cover everything from registering on myCigna and accessing your digital ID card to exploring the Omada Health program and connecting with member services. Tune in and start your benefits journey off right! 00:00 - 01:47 Introduction 01:48 - 06:59 Registering on myCigna 07:00 - 16:53 Accessing and using your digital ID card 16:53 - 21:38 Omada Health Introduction 21:38 - 25:28 Getting help – Cigna member services Additional Resources: Videos: Introduction to digital ID cards (full video) Finding your digital ID card for the first time Sharing your digital ID card Flyers How to log into myCigna & access your digital ID card Digital ID cards FAQs For more benefit tips and wellness info, follow essehealthbenefitsu on Facebook, Instagram, or YouTube. ------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

Feeling uneasy about recent market turbulence? You're not alone. In this episode, Ryanne Harmann, QKA, QKC, from Acropolis Investment Management talks to us about how to stay calm and committed to your retirement goals - even when headlines are unsettling. We'll cover why sticking with your long-term plan is key and how to avoid making emotional decisions. Tune in for practical insights and peace of mind. As always, if you have questions or need extra support, call the participant services line and ask to speak to an Acropolis advisor. ☎️ 1-888-838-0767 For more benefit tips and wellness info, follow essehealthbenefitsu on Facebook, Instagram, or YouTube. ------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

We know that many Esse Health employees are living our “We want you well” motto by making healthy choices and being more active.  The same goes for members of the Esse Health leadership team.  In this episode, get to know Esse...