<p>In this powerful episode, <a href="https://www.instagram.com/yoquierodineropodcast/" rel="noopener noreferrer" target="_blank">Jannese</a> sits down with <a href="https://www.instagram.com/thefioneers/" rel="noopener noreferrer" target="_blank"><strong>Jessica Fick of The Fioneers</strong></a> to break down one of the most <em>game-changing</em> concepts in the financial independence movement: <strong>Coast FI</strong>.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (<em>hello, $20k/year budgets and biking everywhere</em>), this conversation will feel like a breath of fresh air.</p><br><p>Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly <em>increased</em> their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.<strong>If you’ve ever wondered: <em>“Is early retirement even realistic for me?”</em> or “<em>What would it take to never HAVE to work again?”</em> this episode is your blueprint.</strong></p><br><p><br></p><p>💬<strong> What We Get Into</strong></p><br><p><strong>01:20 —</strong> What The Fioneers are all about: designing lives you <em>love</em></p><p><strong>02:09 —</strong> Are they OGs? A look back at the early FIRE movement</p><p><strong>03:25 —</strong> Why extreme frugality turned so many people off</p><p><strong>04:31 —</strong> What Coast FI <em>actually</em> means (hint: not living on the coasts!)</p><p><strong>05:20 —</strong> The “aha moment” that changed Jessica’s entire financial life</p><p><strong>06:50 —</strong> The freedom Coast FI gives: sabbaticals, risks, lifestyle design</p><p><strong>07:37 —</strong> Why retirement is NOT an age — and how to rethink it</p><p><strong>16:08 —</strong> Their financial starting point + saving 30–35% on nonprofit salaries</p><p><strong>17:57 —</strong> Were they over-saving? Money dynamics in their marriage</p><p><strong>19:42 —</strong> How their savings rate hit 50% <em>without trying</em></p><p><strong>27:30 —</strong> Her husband’s sabbatical → entrepreneurship → more freedom</p><p><strong>28:44 —</strong> They haven’t contributed to retirement in 2 YEARS… and still on track?!</p><p><strong>35:10 —</strong> Coast FI for older adults (yes, even if you’re 45+)</p><p><strong>37:22 —</strong> It all comes back to: know your numbers + intentional spending</p><p><strong>47:20 —</strong> Proactive ways to prep for healthcare costs</p><p><strong>48:25 —</strong> Why uncertainty shouldn’t stop you from pursuing FI</p><p><strong>49:53 —</strong> “If you lost everything, you could rebuild.” A listener story</p><br><p>check out Jessica’s previous episode here</p><p><a href="https://yoquierodineropodcast.com/podcasts/episode-84/" rel="noopener noreferrer" target="_blank">https://yoquierodineropodcast.com/podcasts/episode-84/</a></p><br><p><br></p><p>📌<strong> Links Mentioned</strong></p><ul><li><a href="https://thefioneers.com/coast-fi-calculator/" rel="noopener noreferrer" target="_blank"><strong>The Fioneers Coast FI Calculator</strong></a></li><li><a href="https://www.youtube.com/@fioneers" rel="noopener noreferrer" target="_blank">The Fioneers on YouTube @Phioneers</a></li><li><a href="https://thefioneers.com/" rel="noopener noreferrer" target="_blank">TheFioneers.com</a></li></ul><p><br></p><p>📚<strong> Resources to Check Out</strong></p><p>✨ <em>Get my FREE financial freedom guide:</em> <strong>courses.yoquierodineropodcast.com</strong></p><p>📘 <em>Grab my book:</em> <strong>FinanciallyLitBook.com</strong></p><p>🔥 <em>Join the Black Friday waitlist:</em> <strong>yoquierodineropodcast.com/friday</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Yo Quiero Dinero

Jannese Torres

Closer to Coast FI Than You Think with Jessica Fick of The Fioneers

DEC 1, 202556 MIN
Yo Quiero Dinero

Closer to Coast FI Than You Think with Jessica Fick of The Fioneers

DEC 1, 202556 MIN

Description

<p>In this powerful episode, <a href="https://www.instagram.com/yoquierodineropodcast/" rel="noopener noreferrer" target="_blank">Jannese</a> sits down with <a href="https://www.instagram.com/thefioneers/" rel="noopener noreferrer" target="_blank"><strong>Jessica Fick of The Fioneers</strong></a> to break down one of the most <em>game-changing</em> concepts in the financial independence movement: <strong>Coast FI</strong>.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (<em>hello, $20k/year budgets and biking everywhere</em>), this conversation will feel like a breath of fresh air.</p><br><p>Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly <em>increased</em> their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.<strong>If you’ve ever wondered: <em>“Is early retirement even realistic for me?”</em> or “<em>What would it take to never HAVE to work again?”</em> this episode is your blueprint.</strong></p><br><p><br></p><p>💬<strong> What We Get Into</strong></p><br><p><strong>01:20 —</strong> What The Fioneers are all about: designing lives you <em>love</em></p><p><strong>02:09 —</strong> Are they OGs? A look back at the early FIRE movement</p><p><strong>03:25 —</strong> Why extreme frugality turned so many people off</p><p><strong>04:31 —</strong> What Coast FI <em>actually</em> means (hint: not living on the coasts!)</p><p><strong>05:20 —</strong> The “aha moment” that changed Jessica’s entire financial life</p><p><strong>06:50 —</strong> The freedom Coast FI gives: sabbaticals, risks, lifestyle design</p><p><strong>07:37 —</strong> Why retirement is NOT an age — and how to rethink it</p><p><strong>16:08 —</strong> Their financial starting point + saving 30–35% on nonprofit salaries</p><p><strong>17:57 —</strong> Were they over-saving? Money dynamics in their marriage</p><p><strong>19:42 —</strong> How their savings rate hit 50% <em>without trying</em></p><p><strong>27:30 —</strong> Her husband’s sabbatical → entrepreneurship → more freedom</p><p><strong>28:44 —</strong> They haven’t contributed to retirement in 2 YEARS… and still on track?!</p><p><strong>35:10 —</strong> Coast FI for older adults (yes, even if you’re 45+)</p><p><strong>37:22 —</strong> It all comes back to: know your numbers + intentional spending</p><p><strong>47:20 —</strong> Proactive ways to prep for healthcare costs</p><p><strong>48:25 —</strong> Why uncertainty shouldn’t stop you from pursuing FI</p><p><strong>49:53 —</strong> “If you lost everything, you could rebuild.” A listener story</p><br><p>check out Jessica’s previous episode here</p><p><a href="https://yoquierodineropodcast.com/podcasts/episode-84/" rel="noopener noreferrer" target="_blank">https://yoquierodineropodcast.com/podcasts/episode-84/</a></p><br><p><br></p><p>📌<strong> Links Mentioned</strong></p><ul><li><a href="https://thefioneers.com/coast-fi-calculator/" rel="noopener noreferrer" target="_blank"><strong>The Fioneers Coast FI Calculator</strong></a></li><li><a href="https://www.youtube.com/@fioneers" rel="noopener noreferrer" target="_blank">The Fioneers on YouTube @Phioneers</a></li><li><a href="https://thefioneers.com/" rel="noopener noreferrer" target="_blank">TheFioneers.com</a></li></ul><p><br></p><p>📚<strong> Resources to Check Out</strong></p><p>✨ <em>Get my FREE financial freedom guide:</em> <strong>courses.yoquierodineropodcast.com</strong></p><p>📘 <em>Grab my book:</em> <strong>FinanciallyLitBook.com</strong></p><p>🔥 <em>Join the Black Friday waitlist:</em> <strong>yoquierodineropodcast.com/friday</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>