<p>This week on&nbsp;<em>Yo Quiero Dinero</em>,&nbsp;<a href="https://www.instagram.com/yoquierodineropodcast/?hl=en" rel="noopener noreferrer" target="_blank">Jannese</a>&nbsp;is joined by the brilliant and unfiltered&nbsp;<a href="https://www.instagram.com/twosidesofadime/?hl=en" rel="noopener noreferrer" target="_blank">Eduek Brooks</a>, a Canadian financial educator and founder of&nbsp;<em>Two Sides of a Dime</em>. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power.</p><br><p>If you’ve ever felt like traditional personal finance advice wasn’t built with&nbsp;<em>you</em>&nbsp;in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!).</p><br><p>&nbsp;<strong>What We Cover:</strong></p><ul><li>The exact moment Eduek decided she was DONE being broke</li><li>Why she still invested&nbsp;<em>while</em>&nbsp;paying off debt (and how it paid off big)</li><li>Her no-fluff guide to building a plan you can actually stick to</li><li>Celebrating small wins &amp; avoiding burnout on your debt-free journey</li><li>The truth about high earners still living paycheck to paycheck</li><li>A breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use it</li><li>How Eduek knew it was time to quit her 9-5 and go full-time in her biz</li><li>Canadian investment accounts 101 (hello, tax-free savings!)</li><li>Why mini-retirements are part of her wealth strategy</li></ul><p><br></p><p><strong>Quote:</strong></p><p><em>“Your income builds wealth, but your surplus is what gets you to your goals.”</em></p><br><p>👑&nbsp;<strong>Meet Our Guest:</strong></p><p>Eduek Brooks is a financial educator and the powerhouse behind&nbsp;<em>Two Sides of a Dime</em>. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention.</p><br><p>📲&nbsp;<strong>Follow Eduek:</strong></p><ul><li>Instagram:&nbsp;<a href="https://www.instagram.com/twosidesofadime" rel="noopener noreferrer" target="_blank">@twosidesofadime</a></li><li>Join the Surplus Stack Society:&nbsp;<a href="https://www.surplusstacksociety.com/" rel="noopener noreferrer" target="_blank">surplusstacksociety.com</a></li></ul><p><br></p><p>More from YQD™:</p><ul><li>Full show notes:&nbsp;<a href="https://yoquierodineropodcast.com/blog/" rel="noopener noreferrer" target="_blank">Visit our blog</a>.</li><li>Watch the full interview on YouTube — don’t forget to&nbsp;<a href="https://www.youtube.com/channel/UCqjyPFk9zzMBr_nVI6KmoIA" rel="noopener noreferrer" target="_blank">subscribe</a>!</li><li>Grab my book<a href="https://financiallylitbook.com/" rel="noopener noreferrer" target="_blank">&nbsp;<em>Financially Lit!</em></a>&nbsp;in English or Español.</li><li>Ready to level up? Learn more about our&nbsp;<a href="https://yoquierodineropodcast.com/work-with-me/" rel="noopener noreferrer" target="_blank">signature programs</a>.</li><li><em>This episode is sponsored by BetterHelp</em>&nbsp;— Get 10% off your first month:&nbsp;<a href="https://betterhelp.com/dinero" rel="noopener noreferrer" target="_blank">betterhelp.com/dinero</a></li></ul><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>