Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com Turning 62 might not feel like a milestone birthday… until you realize the Social Security clock just started ticking. Filing now could put money in your pocket sooner or cost you tens of thousands over a lifetime. How do you pick the right strategy? Let’s break down how to think through one of the biggest retirement decisions you’ll ever make. Here’s what we discuss in today’s show: 🕒 Why many retirees choose to claim Social Security at 62 📊 The trade-offs between early filing and full retirement age 💼 How working impacts Social Security through the earnings test 💍 Spousal and survivor benefit considerations 💡 Using Social Security strategically to enhance your retirement lifestyle   Want to set up a meeting with us? Visit us here: http://talkwithjp.com Get more financial education at http://myretirementclarity.com