<p><strong>Can you actually pay off your mortgage in 10 years… or even faster?</strong></p><p>In this episode of the Australian Property Investment Podcast, Aaron sits down with buyer&#39;s agent and Investment Rise founder Niro Thambipillay to unpack one of the biggest financial decisions homeowners face:</p><p>👉 Should you pay down your mortgage aggressively</p><p><br></p><p>or</p><p><br></p><p>👉 Use property investing to eliminate it faster?</p><p>Most Australians are told the safest strategy is to spend the next 30 years paying down their home loan. But according to Niro, the fastest path to financial freedom may actually involve taking on more debt strategically through investment properties.</p><p>This conversation breaks down the counterintuitive strategy investors use to build wealth and become mortgage-free years earlier.</p><p>You’ll learn:</p><p>• Why most homeowners never create a plan to actually exit their mortgage</p><p><br></p><p>• The difference between bad debt vs strategic investment debt</p><p><br></p><p>• How property investors use capital growth and equity to accelerate wealth</p><p><br></p><p>• The biggest mistakes people make when buying their first investment property</p><p><br></p><p>• Why time in the market beats timing the market in property investing</p><p><br></p><p>• The power of rentvesting and strategic property selection</p><p><br></p><p>• How buyers&#39; agents identify properties with strong growth fundamentals</p><p><br></p><p>• Why many Australians regret not buying investment property earlier</p><p>Niro also shares his own journey starting at age 22, building a portfolio through smart property investing, and eventually founding Investment Rise to help everyday Australians build wealth through real estate.</p><p>If you’re wondering whether to focus on paying off your mortgage or start investing in property, this episode will challenge the way you think about debt, wealth, and financial freedom.</p><p>📌 <strong>Topics Covered</strong></p><p>00:00 Can you pay off a mortgage in 10 years?</p><p><br></p><p>01:00 The problem with the 30-year mortgage mindset</p><p><br></p><p>04:00 Why strategic debt can accelerate wealth</p><p><br></p><p>08:00 Niro’s property investing journey</p><p><br></p><p>12:00 Biggest mistakes investors make</p><p><br></p><p>15:00 Borrowing capacity myths</p><p><br></p><p>18:00 The power of long-term property investing</p><p>🎧<strong> About Niro</strong></p><p>Niro Thambipillay is the founder of Investment Rise, a buyers&#39; agency helping Australians build wealth through strategic property investing. He specialises in helping clients identify high-growth opportunities and build property portfolios that accelerate financial freedom.</p><p><strong>Book a strategy call with Aaron:</strong>https://www.atelierwealth.com.au<strong>Subscribe</strong>Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.New episodes every Monday at 7AM.</p>