Australian Property Investment Podcast

How does a 22-year-old from regional Victoria build a property portfolio while working two jobs and earning a normal salary?In this episode of the Australian Property Investment Podcast, Aaron sits down with Harley Giddings, a mortgage broker and property investor who has built a multi-property portfolio before the age of 25.No trust fund.No six-figure salary.Just strategy, discipline, and smart property investing.Harley shares exactly how young Australians can still enter the property market, even during a housing affordability crisis.If you’re wondering how to buy your first investment property, build a property portfolio, or invest in real estate in Australia, this episode breaks down the strategy step-by-step.• How Harley bought his first investment property at 22• How he built a property portfolio worth over $2M in his 20s• The biggest mistakes young property investors make• Why income isn’t the biggest barrier to investing in property• The role of mortgage brokers and property strategy• How to structure your loans to keep buying property• The power of compound growth and leverage in real estate• How guarantor loans can help first home buyers enter the market sooner• Why financial discipline and budgeting matter more than income• The mindset required to build wealth through property in AustraliaHarley proves that building a property portfolio isn’t just for high earners or people with wealthy parents.Growing up in regional Victoria, he worked two jobs, including shifts at a BP service station, saved aggressively, educated himself through books and podcasts, and invested strategically.His message is simple:“I’m not special. If I can do it, other young Australians can too.”Harley Giddings is a mortgage broker and property investor who shares practical advice on property investing, finance, and wealth building through his platform Property With Harley.His goal is to help young Australians realise that buying property and building wealth is still possible with the right strategy.New episodes are released every Monday at 7am.If you enjoyed this episode:👍 Like the video📩 Share it with someone who wants to buy property🔔 Subscribe for weekly property investing insightsBook a strategy session with the team at Atelier Wealth👉 https://atelierwealth.com.auInstagram: Property With HarleyTikTok: Property With Harley00:00 – Worst mistakes young property buyers make01:08 – Building a property portfolio before 2503:39 – Growing up in regional Victoria07:04 – Why he started investing at a young age09:54 – Buying his first investment property at 2214:18 – How one property can change your financial future18:20 – Property strategy vs buying randomly31:33 – Advice for young investors starting today42:08 – The truth about getting into the property market46:37 – Real costs of owning investment properties50:41 – Rapid-fire questions for young investors

Interest rates are rising again… and investors are hesitating.But what if that hesitation is exactly where the opportunity is?In this episode of the Australian Property Podcast, Aaron sits down with Sam Gordon, founder of Australian Property Scout, to break down what’s really happening in today’s market and why most investors get it completely wrong.Sam shares the brutal truth about property investing, including the biggest mistake he’s ever made:👉 “The most money I ever lost in the market… was time out of the market.”If you’re waiting for the “perfect time” to invest, this episode will challenge everything you think you know.Why most investors never get past 1–2 propertiesHow rising interest rates actually create opportunityThe biggest mindset shift needed to build a serious portfolioWhy strategy matters more than timingHow to push through the hardest stage of investing (the “runway phase”)The truth about cashflow, growth, and scalingFirst-time investors are feeling unsure in today’s marketInvestors stuck at 1–2 propertiesAnyone waiting for rates to drop before making a movePeople are serious about building long-term wealth through propertyAaron is giving one listener access to Sam Gordon’s School of Property his full investing program.To enter:- Subscribe to the channel- Follow @aupropertyinvestmentpodcast on Instagram - Send us a message on Instagram saying why the course would be valuable for you.Winner announced Friday, April 10th via Instagram!

In Part 2 of this explosive conversation, Emil delivers one of the most controversial takes on the future of work, AI, and the property market in Australia.From predicting 20%+ unemployment to claiming AI will replace entire industries, this episode dives deep into what could be the biggest economic shift of our lifetime.If you're a business owner, investor, or employee… this episode isn’t just interesting - it’s a warning.Why Emil believes AI will replace most white-collar jobsThe real reason he’s selling his entire property portfolioHow AI agents are already running entire businessesWhy unemployment could skyrocket over the next 2-3 yearsThe impact of AI on the Australian property marketWhy demand for property could collapse (and what happens next)How business owners will choose AI over employees (every time)What happens when people can’t get loans due to job lossThe industries most at risk from automation right nowHow to protect your career, income, and future00:00 – “I don’t tolerate excuses” mentality01:30 – AI will push unemployment above 20%02:00 – AI replacing entire teams & businesses05:00 – Why accountants, marketers & office jobs are at risk11:00 – $100K employee vs $20/month AI decision11:30 – Why Emil is selling ALL his properties23:00 – What happens when people can’t borrow money30:00 – Fear for families, mortgages & the middle class55:00 – Simon Beard on AI replacing entire departments1:02:00 – How to stay relevant in the AI eraEmil predicts a “doomsday scenario” where:Mass job losses reshape the economyProperty prices fall due to a lack of borrowing powerBusinesses massively downsize using AIEntire industries disappearAgree or disagree - this is a conversation you need to hear.This episode isn’t theory.You’ll hear real examples of:AI running group chats, managing projects, and executing tasksBusinesses replacing entire teams with AI assistantsTasks that took hours are now done in secondsAI outperforms highly skilled professionalsThe people who win in this next cycle won’t be the smartest…They’ll be the fastest to adapt.Property investors & developersBusiness owners & entrepreneursCorporate professionals & employeesAnyone worried about job securityAnyone curious about AI, automation & the futureStay ahead of massive economic shiftsUnderstand where the property market is headingLearn how to leverage AI before it replaces youPrepare for what’s coming nextAI jobs, AI unemployment, future of work Australia, property market crash Australia, AI replacing jobs, automation economy, investing podcast Australia, real estate investing, AI business tools, economic forecast 2026, mortgage industry future, finance jobs AIDo you agree with Emil… or is this completely overblown?Connect with Atelier WealthIf you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.Book a strategy call:https://www.atelierwealth.com.auSubscribe:Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.New episodes every Monday at 7AM.

From coaching Tom Trbojevic to advising multimillion-dollar businesses, Nathan Hogan shares what it really takes to operate at the top 1%.If you’re self-employed or running a business, this episode reveals the finance strategies high-performing operators use to scale sustainably - without destroying cash flow.Aaron sits down with commercial finance strategist Nathan Hogan (iFin Capital Group) to unpack how elite business owners think about debt, capital, forecasting and growth in today’s tighter economic environment.This conversation dives into the psychology of investing, high-performance mindset, and the financial discipline required to operate in the top tier of business owners.• How business owners should think about debt for growth• The biggest financial mistakes SMEs make when scaling• Why revenue growth can actually hurt your business• Cash flow forecasting strategies used by elite operators• How interest rates and inflation impact business funding• The difference between smart growth and risky expansion• Why discipline beats motivation in business and investing• How top performers prepare for downturns and setbacks• Funding strategies for self-employed professionals• The mindset required to operate in the top 1%Nathan also shares insights from working with mid-market businesses ($10M–$250M turnover), coaching high-performance athletes such as Tom Trbojevic, and advising companies through capital constraints, rising interest rates, and market uncertainty.If you’re a founder, CEO, investor, or high-income professional looking to grow your business strategically, this episode will change how you think about money, risk, and scaling.

What separates the top 0.01% of performers from everyone else?In this raw and unfiltered conversation, entrepreneur Emil Juresic reveals the mindset behind elite performance, building multi-million dollar businesses, and why discipline, not motivation, is the real key to success.From losing everything at 30 to rebuilding a business empire, Emil breaks down the hard lessons most people never hear about success, sacrifice, and resilience.But this episode goes deeper.We also dive into one of the most controversial topics right now - AI, the future of jobs, and why Emil believes massive disruption is coming to the workforce.Whether you're building a business, investing in property, or trying to unlock your potential, this episode will completely change the way you think about work, discipline, and opportunity.If you say you want success, this conversation will challenge you. What you'll learn:• The ONE trait that separates the top 0.01% from everyone else• Why motivation is overrated, and discipline wins• The dangerous way parents limit their kids' potential• What it actually takes to build wealth from nothing• The truth about sacrifice in business and life• Why most people never reach their full potential• How Emil rebuilt after losing everything at 30• Why the future of jobs may look very different because of AI• The mindset needed to thrive in the next decade00:00 The Supercar Story That Explains Limiting Beliefs00:52 Losing Everything at 3002:08 Finding Purpose Beyond Money07:00 Why Most People Chase the Wrong Goals12:10 The Real Price of Success18:01 Building Businesses & Eating Glass27:00 Treating Business Like a Game32:10 Why You Should Never Limit Your Kids40:00 Learning to Love Pain in Business46:00 The Trait That Separates the Top 0.01%49:00 Why Discipline Beats Motivation2:14:00 The Future of AI & Massive Job DisruptionSpotifyApple PodcastsAll major podcast platforms Connect with Aaron:Instagram: @aaronc_dLinkedIn: https://www.linkedin.com/in/aaronchristiedavid/(New episodes every Monday)• Property investing• Building wealth• Business growth• Elite mindset strategiesIf you enjoyed this episode:👍 Like the video🔔 Subscribe for weekly episodes💬 Comment your biggest takeaway