<p><strong>🎙️ Property Investing in 2026: Borrowing Power, Tax Changes &amp; Scaling Your Portfolio</strong></p><p>In this episode, we’re joined by Lauren from Atelier Wealth to break down what’s <em>actually</em> happening in the Australian property market right now and how investors can stay ahead.</p><p>We dive into the impact of <strong>negative gearing and capital gains tax changes</strong>, the truth about <strong>rising rents</strong>, and why borrowing capacity is the biggest lever for building a property portfolio.</p><p>If you’ve ever felt stuck, confused by lending, or unsure how to take the next step, this episode will give you clarity.</p><ul><li>The real impact of <strong>CGT and negative gearing changes</strong></li><li>Why property investors are under pressure and what it means for you</li><li>How to build a portfolio on an average income</li><li>The biggest mistakes limiting your <strong>borrowing capacity</strong></li><li>How <strong>credit cards, debt, and lifestyle creep</strong> affect your growth</li><li>Real client case study: <strong>paying off a $1.1M mortgage in 10 years</strong></li><li>How to use <strong>equity and refinancing</strong> to keep scaling</li><li>Why timing the market matters less than taking action</li><li>The mindset shift required to succeed in property investing</li></ul><p>Smart investors don’t wait for perfect conditions; they adapt.</p><p>Understanding your numbers, structuring your loans correctly, and focusing on long-term growth will always outperform trying to “time” the market.</p><ul><li>First-time investors</li><li>PAYG earners wanting to build wealth</li><li>Anyone looking to scale beyond their first property</li><li>Investors wanting to optimise their borrowing strategy</li></ul><p>Make sure to follow the podcast and share it with someone who’s on their property journey.</p><p>Connect with Atelier Wealth</p><p>If you&#39;re looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.</p><p><strong>Book a strategy call:</strong><br><a href="https://www.atelierwealth.com.au" target="_new" rel="noopener">https://www.atelierwealth.com.au</a></p><p><strong>Subscribe:</strong><br>Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.</p><p>New episodes every Monday at 7 AM.</p><p>🔑 What We Cover</p><ul><li>The real impact of <strong>CGT and negative gearing changes</strong></li><li>Why property investors are under pressure — and what it means for you</li><li>How to build a portfolio on an average income</li><li>The biggest mistakes limiting your <strong>borrowing capacity</strong></li><li>How <strong>credit cards, debt, and lifestyle creep</strong> affect your growth</li><li>Real client case study: <strong>paying off a $1.1M mortgage in 10 years</strong></li><li>How to use <strong>equity and refinancing</strong> to keep scaling</li><li>Why timing the market matters less than taking action</li><li>The mindset shift required to succeed in property investing</li></ul><p>🚀 Key Takeaways</p><p>Smart investors don’t wait for perfect conditions — they adapt.</p><p>Understanding your numbers, structuring your loans correctly, and focusing on long-term growth will always outperform trying to “time” the market.</p><p><br></p><p>🎯 Who This Episode Is For</p><ul><li>First-time investors</li><li>PAYG earners wanting to build wealth</li><li>Anyone looking to scale beyond their first property</li><li>Investors wanting to optimise their borrowing strategy</li></ul><p><br></p><p>📈 Keywords</p><p>property investing australia, borrowing capacity, negative gearing, capital gains tax australia, property portfolio strategy, mortgage broker advice, real estate investing podcast, wealth building australia</p><p>💬 Enjoyed the Episode?</p>