<p>Mentor Sessions Ep. 039: $8,000 for 15 Minutes – Insurance Denied It Anyway | Bitcoin-Powered Healthcare Revolution with Andy Schoonover (CrowdHealth)</p><p><br></p><p>Holy shit—$8,000 for a 15-minute ear surgery on his 1-year-old daughter…and insurance denied it as “medically unnecessary.” CrowdHealth CEO Andy Schoonover built the decentralized, Bitcoin-aligned alternative that’s already helped 25,000+ people dump insurance, save ~50% on every bill, fund $1M accidents, and stack sats on unused funds every month. In this BTC Sessions interview, Andy exposes the rigged game: insurance companies + hospitals BOTH profit when prices rise (medical loss ratio scam broken down), 250,000 insured families go bankrupt every year, doctors waste 16–18 hrs/week on bureaucracy, fiat healthcare now in death spiral with 18% premium spike in 2026. The Bitcoin fix: Lightning payments, direct-to-doctor cash, game-theory reciprocity (givers always get funded), and Bitcoin circularity coming for the $5.6 trillion market. From Zuckerberg’s actual house to “the Silk Road of healthcare” — this is the one that makes you cancel your insurance tomorrow.</p><p><br></p><p>Chapters:</p><p>00:00 Teaser – The System Is Completely Busted</p><p>01:12 Andy’s Journey &amp; Zuckerberg’s $16k Check</p><p>03:46 First Healthcare Company &amp; Bureaucracy Wake-Up Call</p><p>04:47 The $8,000 Daughter Surgery + Insurance Denial Rage</p><p>05:22 Satoshi Moment – Launching CrowdHealth (2021)</p><p>08:02 20% Denials &amp; 250,000 Insured Bankruptcies Yearly</p><p>10:03 Perverse Incentives: Insurance Profits When Prices Rise</p><p>12:26 CrowdHealth = 50% Savings Via Direct Pay</p><p>17:18 Forced Insurance States &amp; Paying the Fine Instead</p><p>20:02 How CrowdHealth Works ($500 + Community Funding)</p><p>22:21 Canadian Healthcare Nightmare (MAID = 1 in 20 Deaths)</p><p>25:59 Jimmy Song Orange-Pills Andy – Bitcoin Integration</p><p>28:10 The $5.6T Bitcoin Circularity Plan</p><p>31:22 Every American Will Touch Bitcoin Via Healthcare</p><p>34:09 Hospitals Love Instant BTC Payment (50%+ Discounts)</p><p>37:35 Stacking Sats + ACA DCA Math</p><p>39:52 Game-Theory Reciprocity &amp; Common Objections</p><p>42:11 The $1M Self-Shot Accident Story (6 Holes, 1 Bullet)</p><p>52:04 2026 Outlook – 18% Premiums &amp; Death Spiral</p><p><br></p><p>About Andy Schoonover:</p><p>CEO of CrowdHealth – decentralizing healthcare with Bitcoin-aligned crowdfunding</p><p>X: Andy Schoonover @andyjschoonover</p><p>X: CrowdHealth @joinCrowdHealth</p><p>Site: https://www.joincrowdhealth.com</p><p><br></p><p>Check out previous Episodes:</p><p>Fitness &amp; Bitcoin - Michael Morelli: https://youtu.be/qkzK3ey41tc</p><p>Market Update - James Check: https://youtu.be/0a6-hTVwauo</p><p><br></p><p>💰 Supported by @BowValleyCU — Tired of big banks? Join Bow Valley Credit Union, run by freedom and sound money advocates, as Canada&#39;s only traditional institution directly integrating Bitcoin for seamless, no-hassle transfers, no rehypothecation, self-custody withdrawals, insurance, auditability, and ideal corporate balance sheet integration. If you or your business is in Alberta, switch today! 👉https://qrco.de/bgGaIQ</p><p><br></p><p>😏 &quot;Supported&quot; by @PantiesBitcoin — Gentlemen, Panties for Bitcoin has you covered! A Bitcoiner brand for Bitcoiners, run by a HODLer family. 👉 https://qrco.de/bgEYRO</p><p><br></p><p>⚡ POWERED by @Sazmining — the easiest way to mine Bitcoin and take control of your financial future. </p><p>⛏️You own the rig </p><p>🌍 It runs on clean energy </p><p>🔐 You get cheap Bitcoin BELOW Exchange Cost </p><p>Start stacking wild sats today: 👉 https://qrco.de/bg8Jwq </p><p><br></p><p>📚 FREE Bitcoin Book Giveaway: New to Bitcoin? Get Magic Internet Money by Jesse Berger FREE! 👉 Click: bitcoinmentororange.com/magic-internet-money </p><p><br></p><p>💡BOOK Private Sessions with Bitcoin Mentor: Master self-custody, hardware, multisig, Lightning, privacy, and more. 👉 Visit bitcoinmentor.io </p><p><br></p><p>Follow Us on X:</p><p>• BTC Sessions: @BTCsessions</p><p>• Nathan: @theBTCmentor</p><p>• Gary: @GaryLeeNYC</p><p><br></p><p>#Bitcoin #BitcoinPodcast #CrowdHealth #BitcoinHealthcare #MedicalBankruptcy #HealthcareCrisis #BitcoinFixesThis #DecentralizedHealthcare #LightningNetwork #BitcoinCircularity #CrowdFunding #InsuranceScam #BitcoinAdoption #MedicalFreedom</p>

BTC Sessions

Ben Perrin

Denied Kid's $8K Surgery: My Bitcoin War on Broken Healthcare | Andy Schoonover

NOV 18, 202558 MIN
BTC Sessions

Denied Kid's $8K Surgery: My Bitcoin War on Broken Healthcare | Andy Schoonover

NOV 18, 202558 MIN

Description

<p>Mentor Sessions Ep. 039: $8,000 for 15 Minutes – Insurance Denied It Anyway | Bitcoin-Powered Healthcare Revolution with Andy Schoonover (CrowdHealth)</p><p><br></p><p>Holy shit—$8,000 for a 15-minute ear surgery on his 1-year-old daughter…and insurance denied it as “medically unnecessary.” CrowdHealth CEO Andy Schoonover built the decentralized, Bitcoin-aligned alternative that’s already helped 25,000+ people dump insurance, save ~50% on every bill, fund $1M accidents, and stack sats on unused funds every month. In this BTC Sessions interview, Andy exposes the rigged game: insurance companies + hospitals BOTH profit when prices rise (medical loss ratio scam broken down), 250,000 insured families go bankrupt every year, doctors waste 16–18 hrs/week on bureaucracy, fiat healthcare now in death spiral with 18% premium spike in 2026. The Bitcoin fix: Lightning payments, direct-to-doctor cash, game-theory reciprocity (givers always get funded), and Bitcoin circularity coming for the $5.6 trillion market. From Zuckerberg’s actual house to “the Silk Road of healthcare” — this is the one that makes you cancel your insurance tomorrow.</p><p><br></p><p>Chapters:</p><p>00:00 Teaser – The System Is Completely Busted</p><p>01:12 Andy’s Journey &amp; Zuckerberg’s $16k Check</p><p>03:46 First Healthcare Company &amp; Bureaucracy Wake-Up Call</p><p>04:47 The $8,000 Daughter Surgery + Insurance Denial Rage</p><p>05:22 Satoshi Moment – Launching CrowdHealth (2021)</p><p>08:02 20% Denials &amp; 250,000 Insured Bankruptcies Yearly</p><p>10:03 Perverse Incentives: Insurance Profits When Prices Rise</p><p>12:26 CrowdHealth = 50% Savings Via Direct Pay</p><p>17:18 Forced Insurance States &amp; Paying the Fine Instead</p><p>20:02 How CrowdHealth Works ($500 + Community Funding)</p><p>22:21 Canadian Healthcare Nightmare (MAID = 1 in 20 Deaths)</p><p>25:59 Jimmy Song Orange-Pills Andy – Bitcoin Integration</p><p>28:10 The $5.6T Bitcoin Circularity Plan</p><p>31:22 Every American Will Touch Bitcoin Via Healthcare</p><p>34:09 Hospitals Love Instant BTC Payment (50%+ Discounts)</p><p>37:35 Stacking Sats + ACA DCA Math</p><p>39:52 Game-Theory Reciprocity &amp; Common Objections</p><p>42:11 The $1M Self-Shot Accident Story (6 Holes, 1 Bullet)</p><p>52:04 2026 Outlook – 18% Premiums &amp; Death Spiral</p><p><br></p><p>About Andy Schoonover:</p><p>CEO of CrowdHealth – decentralizing healthcare with Bitcoin-aligned crowdfunding</p><p>X: Andy Schoonover @andyjschoonover</p><p>X: CrowdHealth @joinCrowdHealth</p><p>Site: https://www.joincrowdhealth.com</p><p><br></p><p>Check out previous Episodes:</p><p>Fitness &amp; Bitcoin - Michael Morelli: https://youtu.be/qkzK3ey41tc</p><p>Market Update - James Check: https://youtu.be/0a6-hTVwauo</p><p><br></p><p>💰 Supported by @BowValleyCU — Tired of big banks? Join Bow Valley Credit Union, run by freedom and sound money advocates, as Canada&#39;s only traditional institution directly integrating Bitcoin for seamless, no-hassle transfers, no rehypothecation, self-custody withdrawals, insurance, auditability, and ideal corporate balance sheet integration. If you or your business is in Alberta, switch today! 👉https://qrco.de/bgGaIQ</p><p><br></p><p>😏 &quot;Supported&quot; by @PantiesBitcoin — Gentlemen, Panties for Bitcoin has you covered! A Bitcoiner brand for Bitcoiners, run by a HODLer family. 👉 https://qrco.de/bgEYRO</p><p><br></p><p>⚡ POWERED by @Sazmining — the easiest way to mine Bitcoin and take control of your financial future. </p><p>⛏️You own the rig </p><p>🌍 It runs on clean energy </p><p>🔐 You get cheap Bitcoin BELOW Exchange Cost </p><p>Start stacking wild sats today: 👉 https://qrco.de/bg8Jwq </p><p><br></p><p>📚 FREE Bitcoin Book Giveaway: New to Bitcoin? Get Magic Internet Money by Jesse Berger FREE! 👉 Click: bitcoinmentororange.com/magic-internet-money </p><p><br></p><p>💡BOOK Private Sessions with Bitcoin Mentor: Master self-custody, hardware, multisig, Lightning, privacy, and more. 👉 Visit bitcoinmentor.io </p><p><br></p><p>Follow Us on X:</p><p>• BTC Sessions: @BTCsessions</p><p>• Nathan: @theBTCmentor</p><p>• Gary: @GaryLeeNYC</p><p><br></p><p>#Bitcoin #BitcoinPodcast #CrowdHealth #BitcoinHealthcare #MedicalBankruptcy #HealthcareCrisis #BitcoinFixesThis #DecentralizedHealthcare #LightningNetwork #BitcoinCircularity #CrowdFunding #InsuranceScam #BitcoinAdoption #MedicalFreedom</p>