Sam Black Sessions

In this episode of Development Insights, we discuss the risks and realities of engaging builders for new builds and developments, including fixed-price vs cost-plus contracts, hidden variations, and why turnkey quotes matter. We also unpack granny flat strategies, valuation risks, and how the right site selection can improve cash flow, resale value, and long-term growth. A practical conversation on avoiding costly mistakes and building smarter developments.

In this episode, Sam sits down with Brendan Lowbridge to unpack real-life deals where valuations nearly killed the project. From off-market purchases coming in tens of thousands under value, to properties being classed as boarding houses due to multiple leases, the conversation dives into how lender panels, valuation types, and property use can make or break formal approval.They discuss desktop vs full valuations, why non-bank lenders can struggle in regional markets, and how the right strategy, evidence, and broker guidance can turn a declined deal into an approved one.A must-listen for investors navigating finance, development, and real-world property risk.

Subdivision sites can look like gold on paper, but not every deal stacks up. In this episode of Development Insights, Sam and Ryan break down the reality behind corner blocks, battle-axe blocks, granny flats, and small developments, and explain why feasibility is everything. They discuss when it makes sense to keep the existing house, when to knock down and rebuild, and how build costs, buyer demand, and council rules can completely change the numbers. The guys also share real project examples, joint-venture stories, and creative deal structures that show how developers are still making projects work in today’s market.

In this episode of Development Insights, Sam and Ryan dive into the different types of developers in today’s market and how risk appetite, strategy, and timing can completely change the way a project stacks up. From quick-turn developments to long-term land banking, they discuss why some buyers are willing to pay more, how rising prices in Newcastle are unlocking new opportunities, and the dangers of relying on over-inflated end values. The guys also talk about profit risk margins, why feasibility numbers must be realistic, and how one wrong deal can set you back years if you’re not careful with your assumptions.

In this episode of Money Chats with Brendan Lowbridge from Money Links, we unpack the recent shake-up in trust and company lending. Major banks have tightened policies, reduced options, and blown out approval times, leaving many investors caught off guard—even with pre-approvals in place. We break down why people buy in trusts, how servicing was previously assessed, what’s changed, and why non-bank lenders are now playing a bigger role. Yes, rates may be higher—but strategy matters. This episode is about adapting, understanding regulation, protecting your long-term plan, and staying in the game when finance policy shifts.