<p>In this episode, Sam sits down with Brendan Lowbridge to unpack real-life deals where valuations nearly killed the project. From off-market purchases coming in tens of thousands under value, to properties being classed as boarding houses due to multiple leases, the conversation dives into how lender panels, valuation types, and property use can make or break formal approval.</p><p><br></p><p>They discuss desktop vs full valuations, why non-bank lenders can struggle in regional markets, and how the right strategy, evidence, and broker guidance can turn a declined deal into an approved one.</p><p><br></p><p>A must-listen for investors navigating finance, development, and real-world property risk.</p>