<p>In this episode of Give It A Nudge, Steve sits down with Jacqui Clarke, ex-Deloitte Private Partner and author of Stop Worrying About Money, to talk about the single most important number 95% of people don&#39;t know: &quot;What does it cost to open your front door?&quot;</p><p><br></p><p>With the cost of living skyrocketing and &quot;inheritance impatience&quot; on the rise, financial stress is no longer just for those struggling to make ends meet. Jacqui explains why earning more money rarely solves a spending problem and why even high-net-worth individuals are terrified of their own bank accounts. She breaks down the &quot;Toyota vs. Porsche&quot; mindset trap and why smart women often find themselves financially vulnerable after a divorce.</p><p><br></p><p>Jacqui shares her background advising Australia’s wealthiest families and the brutal reality of the &quot;ghosts&quot; that come out of the woodwork when you leave a major firm. She also opens up about the &quot;Orphan Club&quot;—losing both parents in six months—and how it reshaped her view on legacy. Together, they prove that financial freedom isn&#39;t about how much you make, but about clarity, control, and honest conversations.</p><p><br></p><p><strong>Timestamps:</strong></p><p>00:00 – Intro: Steve’s 15-year history with Jacqui</p><p>02:00 – The &quot;Orphan Club&quot;: Losing both parents in 6 months</p><p>08:00 – The secrecy of money &amp; why families don&#39;t talk</p><p>12:15 – Divorce &amp; financial literacy: Why smart women get stuck</p><p>17:45 – Leaving Deloitte: Bad leadership &amp; the decision to jump</p><p>21:30 – The exit: Non-competes and the relief of walking away</p><p>24:40 – The &quot;Ghosts&quot;: When former colleagues circle back</p><p>30:30 – The Big 4 Model: Why the &quot;magic&quot; is fading</p><p>36:00 – Writing a bestseller in 12 weeks (The 5am routine)</p><p>49:15 – The 95% Stat: Knowing the cost to open your front door</p><p>52:10 – The Toyota vs. Porsche mindset for young adults</p><p>56:30 – Longevity Risk: Can you afford to live to 100?</p><p>58:30 – Closing thoughts</p><p><br></p><p><strong>LINKS</strong></p><p>Connect with Jacqui → https://www.linkedin.com/in/jacquiclarke/</p><p>Stop Worrying about Money → https://www.jacquiclarke.me/stop-worrying-about-money </p><p>Connect with Steve → https://www.linkedin.com/in/stevegrace/</p><p>The Nudge Group → https://thenudgegroup.com/</p><p>Give It A Nudge Podcast → https://www.youtube.com/@giveitanudge/</p><p>The Trouble With People → https://thetroublewithpeople.substack.com/</p>