<p>Whit McCarthy, one of the co-founders of The Helm, joins us on the show to chat about the world of real estate lending. We dive into topics like hard money lending, business purpose lending, and the key differences between conventional and investor loans. He breaks down how loans get originated, funded, and sold to institutional buyers, while emphasizing how crucial local expertise is in lending. We also touch on residential properties, especially one to four unit construction projects and build-to-rent opportunities. We also weigh in on the current mortgage rates, explaining that rates have improved and may continue to do so. We dig deeper into loan structures and prepayment penalties, stressing the importance of borrowers understanding the terms of their loans. Toward the end, we shift focus to The Helm, a co-working space and community for real estate pros, sharing their vision for the space and the benefits it offers to its members.<br /><br /> New episode every Wednesday!<br /> <br />Connect with Whit McCarthy!<br /> Instagram: <a href="https://www.instagram.com/whitmccarthy/" rel="noopener noreferrer nofollow">@whitmccarthy</a></p><p><a href="https://consistentcapital.com/" rel="noopener noreferrer nofollow">https://consistentcapital.com/</a></p><p> </p><p><b><em>#TheBigBreakShow #WhitMcCarthy</em></b></p><p><br />  For Audio Podcast, Subscribe and Listen to The Big Break Show HERE:</p><ul><li><a href="https://open.spotify.com/show/2keReffJfZp0YnBwQ0lHXz?si=2364748d9fcc4adb" rel="noopener noreferrer nofollow">Spotify</a></li><li><a href="https://podcasts.apple.com/us/podcast/the-big-break-show/id1598241366" rel="noopener noreferrer nofollow">Apple</a></li></ul><p>Connect with Rafa Loza on Social Media:</p><ul><li><a href="https://www.instagram.com/itsrafaloza/" rel="noopener noreferrer nofollow">Instagram </a></li><li><a href="https://www.facebook.com/itsrafaloza" rel="noopener noreferrer nofollow">Facebook</a></li></ul><p>If you’re interested in Rafa’s Course, check the link to his STR Academy Application: </p><ul><li><a href="https://cursedholdings.clickfunnels.com/strideacademy" rel="noopener noreferrer nofollow">Stride Academy</a></li></ul><p> </p><p>Connect with Dan Tollens!</p><ul><li><a href="https://www.instagram.com/dan_tollens/" rel="noopener noreferrer nofollow">Instagram</a></li><li><a href="https://www.youtube.com/@coastalchronicles8302/featured" rel="noopener noreferrer nofollow">Youtube</a></li><li><a href="https://www.facebook.com/cassieanddantollens" rel="noopener noreferrer nofollow">Facebook</a></li><li><a href="https://www.danandcassietollens.com/" rel="noopener noreferrer nofollow">danandcassietollens.com</a></li></ul>