<p>Recently in Guyana, a major revelation came to light involving a massive financial scam that trapped thousands. An estimated one billion Guyana dollars, which is a little over four and a half million U.S. dollars for my international friends, was quietly pulled out of the pockets of people who were vulnerable, hopeful, and in many cases unaware of how risky it all was.</p><p>And here is what makes it sting even more. Guyana’s population is shy of one million people. When a scam of that size hits a nation that small, everyone feels it. It was the perfect storm. A “get rich quick” scheme promising wealth for completing one to three minute tasks on your phone, things like tapping on games or solving little puzzles. Yes, that is really all it took to convince thousands.</p><p>But the deeper question is this. How did so many, especially those earning less than one hundred thousand Guyanese dollars a month, or about five hundred U.S. dollars, fall for it? The answer is uncomfortable. In a place where the wealthy continue to gather wealth and the poor continue to wait for promised government assistance, desperation becomes a doorway. And frauds know how to walk right through it.</p><p>This problem is not unique to Guyana. In the United States, more people play the lottery in hopes of becoming wealthy than those who have a one thousand dollar emergency savings. A 2022 investigation showed that lottery retailers are heavily concentrated in low-income neighborhoods. Despite the odds sitting at roughly one in three million, the perfect environment for people to be taken advantage of is still active and thriving.</p><p>Mark Twain once said, “It is easier to fool people than to convince them that they have been fooled.” And sadly, he was right. Many still get fooled. And many still choose to become frauds so that others can become fools. When we consider the walk of faith, are we really that different? Or have we grieved the Spirit’s gift of discernment by leaning too much on our own fleshly wisdom?</p><p>That brings us to the heart of this reflection. In a world where deception grows louder, God calls His people to grow wiser.</p><p><strong>1. The Frauds</strong></p><p>Frauds are those who practice deception. They study human weakness. They watch for vulnerability. They prey on desperation. And Scripture gives us a sober warning about this reality.</p><p><a target="_blank" href="https://www.biblegateway.com/passage/?search=2%20Tim.%203%3A13&#38;version=NASB">Second Timothy 3:13</a> says, <em>“Evil people and impostors will proceed from bad to worse, deceiving and being deceived.”</em></p><p>That is the terrifying part. Over time, frauds often begin believing their own lies. They get trapped in their own deception.</p><p>Fraud is not just financial. It can also be spiritual. Jesus warns us in <a target="_blank" href="https://www.biblegateway.com/passage/?search=Matthew%207%3A15&#38;version=NASB">Matthew 7:15</a>, <em>“Beware of the false prophets, who come to you in sheep’s clothing, but inwardly are ravenous wolves.”</em></p><p>Some teach a gospel of convenience. Some preach blessings without obedience. Some offer spiritual shortcuts that skip repentance and holiness. They look harmless. They sound inspiring. But their message slowly pulls people away from God and toward themselves.</p><p>Frauds are convincing, which is why fools are vulnerable.</p><p><strong>2. The Fools</strong></p><p>Foolishness in Scripture is not about intelligence. It is about misplaced trust. It is the danger of listening with emotion instead of Scripture.</p><p><a target="_blank" href="https://www.biblegateway.com/passage/?search=Proverbs%2014%3A15&#38;version=NASB">Proverbs 14:15</a> says, <em>“The naive believes everything, but the sensible person considers his steps.”</em></p><p>That is exactly what happened in Guyana. People were hopeful. Hope is not the enemy. Misplaced hope is.</p><p><a target="_blank" href="https://www.biblegateway.com/passage/?search=Jeremiah%2017%3A9&#38;version=NASB">Jeremiah 17:9</a> reminds us why this happens. <em>“The heart is more deceitful than all else and is desperately sick. Who can understand it?”</em></p><p>A person can feel excited about a scam. A person can feel inspired by a false teacher. A person can feel uplifted by a message that is actually misleading them.</p><p>This is why Jesus gives a picture in <a target="_blank" href="https://www.biblegateway.com/passage/?search=Matthew%207%3A26&#38;version=NASB">Matthew 7:26</a>. He compares the person who hears His words but ignores them to <em>“a foolish man who built his house on the sand.”</em> Sand looks stable until pressure hits. That is how deception works. It feels right until reality arrives.</p><p>People fall into deception not because they are wicked, but because they are weary. Not because they are foolish people, but because they made a foolish decision rooted in unchecked emotion.</p><p>This is why the faithful stand out.</p><p><strong>3. The Faithful</strong></p><p>The faithful are not perfect. They are not smarter. They are simply anchored. Their trust is in God’s wisdom instead of their own impulses.</p><p><a target="_blank" href="https://www.biblegateway.com/passage/?search=1%20Thessalonians%205%3A21&#38;version=NASB">First Thessalonians 5:21</a> says, <em>“Examine everything; hold firmly to that which is good.”</em></p><p>Faith requires examination. You cannot hold on to the good if you refuse to question the false.</p><p><a target="_blank" href="https://www.biblegateway.com/passage/?search=James%201%3A5&#38;version=NASB">James 1:5</a> gives us confidence in this pursuit. <em>“If any of you lacks wisdom, let him ask of God, who gives to all generously and without reproach, and it will be given to him.”</em></p><p>God is not stingy with wisdom. He is generous. He wants His people to walk in discernment. He wants His people to avoid deception. And He gives the tools through His Word, His Spirit, and a community of believers grounded in truth.</p><p>The faithful should not be easily shaken because they must learn to pause before trusting anything that promises reward without responsibility.</p><p><strong>Final Encouragement</strong></p><p>Frauds will always exist. Fools will always be tempted. But the faithful can grow wiser every single day. You do not need to live in fear. You do not need to walk around suspicious of every opportunity or every person. What you do need is a heart that listens to God, a mind shaped by Scripture, and a willingness to slow down before you leap.</p><p>If this reflection encouraged you, share it with someone who might need a reminder to stay grounded. And if you feel moved to support the work of Journey With Jesus, you can now do so through my new “<a target="_blank" href="https://buymeacoffee.com/journeywithjesus">Buy Me a Coffee</a>” link.</p><p>Your support helps me continue writing, teaching, and recording content that lifts up Christ and strengthens His people.</p><p>Thank you for reading. Thank you for listening. And thank you for walking this journey with me. Stay discerning. Stay hopeful. Stay faithful.</p> <br/><br/>Get full access to Journey With Jesus at <a href="https://singhjonathan78.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">singhjonathan78.substack.com/subscribe</a>