Headsup On Money

When seeking financial advice, it can appear very overwhelming to understand the various qualifications that financial advisers have. How do they compare? What's 'good' and what's 'bad?' In this episode Benjamin tries to debunk some of the stress and confusion so that you can go into this with your eyes and ears open. Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake. Getting on top of your pe...

In this episode Benjamin explains why these funds, despite often sounding very sophisticated and bespoke, are in fact a dead-end to financial independence. Knowledge is power, money nerds. Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake. Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money n...

With the end of the 2025/26 tax year now only a few weeks away, now is the time to make use of your freebies and allowances and focus on paying as little tax as possible. Knowledge is power money nerds and by strategically timing income, making thoughtful and considered gifts, and viewing your financial picture in its entirety, the tax savings can be huge. As with many things in financial planning, it's a case of use it or lose it and/or do it before it's too late. Join Be...

It was in the news last month. Women Against State Pension Inequality. Women who argue they were not fairly notified about a rise in the State Pension age will not be paid compensation. But what can we learn from this when it comes to our own financial plans and our own retirement planning? Nobody else has your back, and so the onus to create a dignified and comfortable retirement is very much on you. Join Benjamin Mitchell (themoneyscot), serial hater of financi...

Income protection insurance is often thought of as too expensive and surplus to requirements, but this couldn't be further from the truth. It's not as complicated as it may seem and is absolutely vital for most people's financial plans. Without it, your financial plan carries an insurmountable amount of added risk, far greater than any stock market risk you're worried about. Don't be financially ignorant to the valuable role this planning can play. In 25 minutes Benjamin wil...