Income protection insurance is often thought of as too expensive and surplus to requirements, but this couldn't be further from the truth. It's not as complicated as it may seem and is absolutely vital for most people's financial plans. Without it, your financial plan carries an insurmountable amount of added risk, far greater than any stock market risk you're worried about. Don't be financially ignorant to the valuable role this planning can play. In 25 minutes Benjamin will help you to understand the fundamentals, sans jargon as always. Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps make your finances clearer and ensures you never make another financial mistake. Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!  Take my 5 minute retirement assessment (can you already afford to retire?) 🚀Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.