<p>In this episode, Mickelle sits down with Sophie Duong, a fully qualified European Financial Adviser, London-born daughter of Vietnamese refugees, and Barcelona-based risk whisperer on how to decode how to build a globally flexible life without sacrificing your future. Sophie manages €40M+ for 120 clients and brings a calm, human approach to cross-border money: simple language, rigorous planning, and zero shame.</p><p><br /></p><p>They unpack the realities of international finances and why, where you live and where your money “lives” both matter and how to design plans that honor your dreams and your spreadsheets. Sophie explains the difference between an accountant and an adviser, when to call each, and how she acts as “triage” to assemble the right global team. Entrepreneurs get special love too: you can grow the business and your future nest egg - now and later.</p><p><br /></p><p>Sophie also demystifies phases of wealth (accumulation, crossover/protection), flags common traps (PFICs for Americans abroad, UK inheritance domicile, beneficiary-based succession in Spain/France/Italy), and makes the case for stress-testing plans as rules and visas change.</p><p><br /></p><p>In this episode:</p><ul><li><p>Designing a globally flexible life that’s compliant and tax-smart</p></li><li><p>Adviser vs. accountant: who does what, when</p></li><li><p>Avoiding cross-border traps (PFICs, UK domicile, succession rules)</p></li><li><p>Planning moves before you move; optimizing where assets are held</p></li><li><p>Entrepreneurs: balancing growth today with future independence</p></li><li><p>Estate planning across jurisdictions—so money goes where you intend</p><p><br /></p></li></ul><p>It’s now - and later. Build the life you want while taking care of future you.</p><p><br />Reach Sophie:</p><ul><li><p>Website: www.thewealthadviser.com</p></li><li><p>Advisory: Devere Spain</p></li><li><p>Socials: @thewealthadviser (TikTok, Instagram, LinkedIn)</p></li></ul><p>House of Peregrine is your network, protocol, and platform for international life.</p><p>Join a global circle of thinkers, creators, and doers. We host events, publish guides, run a podcast, offer rewards and curated products — all within a vibrant ecosystem of experts and businesses to support your life abroad.</p><p>Get started with a FREE account today to unlock exclusive content, connections, and opportunities:</p><p><a href="http://houseofperegrine.com/auth/signup" target="_blank" rel="ugc noopener noreferrer">houseofperegrine.com/auth/signup</a></p><p>Stay connected:</p><p>Subscribe: <a href="http://houseofperegrine.com/subscribe" target="_blank" rel="ugc noopener noreferrer">houseofperegrine.com/subscribe</a></p><p>Join our WhatsApp Group: <a href="https://chat.whatsapp.com/JbiLJjKqpntGhzzeGap30N" target="_blank" rel="ugc noopener noreferrer">HOP Community</a></p><p>Explore Memberships: <a href="http://houseofperegrine.com/memberships" target="_blank" rel="ugc noopener noreferrer">houseofperegrine.com/memberships</a></p><p>Install the App: <a href="http://houseofperegrine.com/install" target="_blank" rel="ugc noopener noreferrer">houseofperegrine.com/install</a></p><p>Follow us for daily inspiration and updates:</p><p>Instagram: <a href="https://www.instagram.com/houseofperegrine/" target="_blank" rel="ugc noopener noreferrer">@houseofperegrine</a></p><p>YouTube: <a href="https://www.youtube.com/@HouseofPeregrineofficial" target="_blank" rel="ugc noopener noreferrer">@HouseofPeregrineofficial</a></p><p>LinkedIn:<a href="https://www.linkedin.com/company/house-of-peregrine" target="_blank" rel="ugc noopener noreferrer">@company/house-of-peregrine</a><br /></p><p>TikTok: <a href="https://www.tiktok.com/@houseofperegrine" target="_blank" rel="ugc noopener noreferrer">@houseofperegrine</a></p>
