<p>In Episode 115 of the Agent Boost Marketing Podcast, Mike and Dan Hardle sit down with <strong>Sam Melamed, CEO of NCD</strong>, to discuss the growing disruption across the Medicare industry.</p><p>They break down <strong>Medicare Advantage reimbursement changes, CMS policy pressure, carrier profitability challenges, plan exits, and benefit reductions</strong> already impacting agents and agencies.</p><p>The conversation also explores the ripple effects across <strong>Medicare Supplement (Med Supp) plans and Part D (PDP) drug plans</strong>, why <strong>broker commissions are disappearing</strong>, and why <strong>insurance agents and brokers may become more important than ever</strong> as Medicare grows more complex.</p><p>If you sell <strong>Medicare Advantage, Medicare Supplement, ACA, or ancillary products</strong>, this episode explains the real forces shaping the industry heading toward <strong>2027</strong>.</p>