Money Healing Club Podcast

EPISODE SUMMARY Every time you've crossed your own budget, broken your spending plan, or said yes to something you couldn't afford, it might not have been about willpower at all. It might have been about boundaries. In this season two finale of the Money Healing Club podcast, Rachel welcomes Natalie Lue, writer behind Baggage Reclaim, host of The Baggage Reclaim Sessions podcast, and author of The Joy of Saying No and her newest, How to Say No: The Scripts. Nat has spent years helping people rethink codependency, people-pleasing, and emotional unavailability. Together, they apply all of it to money: how our relationship with money can be similar to the relationship we have with our parents & how splitting the bill becomes a boundary minefield. "What you say yes to, you're saying no to something else. And vice versa." Nat Lue Key Takeaways: Codependency with money looks like trying to please it, fearing it, or feeling controlled by it. The healthier alternative is interdependence We often relate to money the way we were related to as kids: dismissive when things are bad, only courteous when things are good A no doesn't have to be Armageddon. Most of the time it's "no, not right now" or "no, not this way" A clear no often holds space for a yes ("this won't work, but this might"), which keeps connection intact Boundaries are about what you'll do, not what others must do. You take responsibility for your side of the street Asking "what's your budget?" can unlock more money and more clarity than naming a price first People over-personalize others' nos. Get curious instead of making it about you Speaking up about money benefits everyone. Your honesty often gives someone else permission to be honest too   About Natalie Lue: Natalie is the writer behind Baggage Reclaim, host of The Baggage Reclaim Sessions podcast (with over 300 episodes), and author of six books including The Joy of Saying No and How to Say No: The Scripts. For over two decades, she's helped millions of people rethink codependency, emotional unavailability, and what it actually looks like to live from values and boundaries. She's also a past Money Healing Club guest favorite, and one of Rachel's go-to teachers on this stuff. ⏰ EPISODE BREAKDOWN 04:00 | Money as Your Parent How codependency shows up in your wallet, and why so many of us treat money like a parent we're trying to please. 13:00 | When You Treat Money Worse Than Anyone Else in Your Life The shadow side of your money relationship and why the shame keeps it stuck. 21:00 | The Six Magic Words for Saying No "No, not right now" or "no, not this way." Plus how to leave space for a yes without people-pleasing your way back into yes. 28:00 | Bills, Weddings, and Restaurant Math Splitting the check, "pick your brain" emails, wedding guest costs, and the boundary scripts Nat actually uses. 💌 Connect with Natalie Lue 🌐 Website & shop: baggagereclaim.com 🎙️ Podcast: The Baggage Reclaim Sessions 📱 Instagram: @natlue 📚 Resources Mentioned How to Say No: The Scripts by Natalie Lue (450 scripts for dating, family, work, and yes, a whole chapter on money) The Joy of Saying No by Natalie Lue Off the Grid podcast with Amelia Hruby 💬 Join the Conversation Where do you struggle most with money boundaries? Splitting the bill, family loans, "pick your brain" requests, weddings? I want to hear about it. Click the big orange button on our site right from your phone or browser and leave me a voice message: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: If boundary work has you thinking about your own reactivity around money, head to How to Stop Reacting and Start Responding (Especially with Your Money). https://www.moneyhealingclub.com/podcast/s2e27 💫 Visit the Money Healing Club web

EPISODE SUMMARYHave you ever told yourself "if I just hit that number, everything will feel okay" and then hit it, only to find the goalpost moved again? In this episode of the Money Healing Club podcast, Rachel welcomes Becky Mollenkamp — feminist business coach, speaker, and author of Liberate Your Business — to unpack the "six-figure lie": capitalism's story that there's a magic number that will finally make us feel like enough. Together they reverse-engineer what it actually means to define enough for yourself, covering the hedonic treadmill, enoughness as a practice, underearning, and collective action. "It always moves. It's never gonna be enough — and that's why we know it's a lie." — Becky Mollenkamp   Key Takeaways: The six-figure (and now seven-figure) target is arbitrary, designed to keep you churning rather than arriving Enoughness isn't settling. The word literally means it's plenty and capitalism warped that Calculating your actual enough number line by line often reveals it's lower than you thought Underearning is just as much a product of the system as overconsuming; both sides deserve healing The three steps toward liberation: awareness, define your enough, lean into discomfort Step four (Rachel's addition): find the people doing it too. You don't have to carry this alone Surplus beyond enough is a choice point, a chance to think collectively rather than just individually Enough applies to more than money: time, rest, connection, community About Becky Mollenkamp: Becky is a feminist business coach, writer, and speaker who helps service-based entrepreneurs build human-first businesses that honor collective flourishing over profit-at-all-costs growth. She's the author of the newly released Liberate Your Business and founder of the Feminist Podcasters Collective, the community that brought Becky and Rachel together. Her work is written for not just business owners.   ⏰ EPISODE BREAKDOWN 00:00 | The Six-Figure Lie What is it, where did it come from, and why does the goalpost keep moving from six figures to seven to eight? 07:30 | Redefining Enoughness Why "enough" has become a dirty word, and how getting honest about your actual enough number can quietly disrupt the whole system. 19:00 | Liberation Without a 3-Step Plan Awareness, defining your enough, and leaning into discomfort — the messy but real roadmap Becky and Rachel build together in real time. 36:00 | The Gap Is Where Wealth Lives What happens when your income exceeds your enough point — and why having a plan for that surplus changes everything.   💌 Connect with Becky Mollenkamp 📖 Get the book: beckymollenkamp.com/book 🌐 Website: beckymollenkamp.com 🎙️ Feminist Podcasters Collective: feministpods.com   📚 Resources Mentioned Liberate Your Business by Becky Mollenkamp: Available at bookshop.org, Barnes & Noble, Amazon, or request it at your local library The Feminist Podcasters Collective: A directory of diverse, independent podcast voices doing meaningful work 💬 Join the Conversation What's your "enough number" and have you ever actually sat down to calculate it? I'd love to hear what comes up for you. Click the big orange button on our site right from your phone or browser and leave me a voice message: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Ready to actually raise your rates? Rachel and money witch Sarah Mac dig into the self-worth blocks and cultural conditioning keeping you from charging what you deserve. https://www.moneyhealingclub.com/podcast/s2e31 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are

EPISODE SUMMARY The money beliefs holding you back aren't just yours. They were handed to you by your culture, your religion, your family, and maybe even your country. In this special episode of the Money Healing Club podcast, Rachel Duncan(financial therapist and art therapist) sits down with Ali, a guest joining from Pakistan. This isn't a traditional guest interview. It's a raw, minimally edited, live financial therapy coaching session recorded with Ali's full permission. You'll hear the pauses, the processing, the emotion, and the complexity as it all unfolds in real time. This episode gets into the push-pull with money rooted in scarcity, culture, and what happens when being visible and successful carries real risk. "It's more like an energy that I am attracting as well as resisting and pushing away. That push-pull, I feel it's because of the childhood learnings that were taken from my caretakers and the surroundings and the beliefs that I made around them." — Ali Key Takeaways: Scarcity mindset often gets installed through small everyday moments, not just big financial events The gap between outer presentation and inner reality is a money pattern, not just a cultural one Abandoning projects right at the moment of praise is a real pattern, and it has roots Breaking with tradition to grow a business isn't just hard. Sometimes it can be dangerous. You don't have to be the head goose all the time. Learning your rhythm is part of money healing   About Ali: Ali is based in Pakistan, where he runs his family's plastic packaging manufacturing business. He's also an emotional intelligence coach, NLP practitioner, and youth counselor on his own six-year healing journey. His identity is kept anonymous for safety, but his willingness to share openly makes this one of the most generous conversations we've had on this show. Rachel is actively looking to connect Ali with resources in sustainable manufacturing and executive leadership communities in Southeast Asia. If that's you, reach out at [email protected].   ⏰ EPISODE BREAKDOWN 00:00 | A Different Kind of Episode Rachel sets the scene: this is a real, live coaching session, not a polished expert interview. Trigger warning included for content touching on religion, politics, gender, and the very real risks of breaking from tradition in Pakistan. 04:30 | Meet Ali: The Push-Pull With Money Ali introduces himself and describes the tension at the core of his money story: feeling simultaneously that wealth belongs to him AND that he doesn't deserve it. His nervous system proves it in real time. 13:00 | The Toblerone Memory One chocolate bar. Thirteen family members. A knife. This early childhood scarcity memory unpacks into a whole conversation about how our first experiences with "not enough" get wired into how we relate to money as adults. 40:00 | The Evil Eye, Visibility, and Business A rich exploration of the cultural concept of Nazar (the evil eye): where it came from, what it was meant to protect, and how it quietly shuts down sharing success, celebrating wins, and being seen in business.   💬 Join the Conversation This episode brought up a LOT. We want to hear from you: what cultural belief about money did you grow up with that you're still untangling today? Click the big orange button on our site right from your phone or browser and leave us a voice message: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: 👉 https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Dig into the archive for more episodes on money, the nervous system, and emotional healing at moneyhealingclub.com/podcast  💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podc

EPISODE SUMMARY What if the reason you can't talk your way through your money stress… is because money doesn't live in words? In this episode of The Money Healing Club podcast, host Rachel Duncan, certified financial therapist and art therapist, sits down with her dear friend and fellow art therapist Bonnie Walchuk to explore how creativity, imagery, and non-verbal processing can crack open the emotional side of your financial life in ways that talk therapy alone sometimes can't reach. They dig into what art therapy actually is (hint: stick figures are very welcome), what happens in a real session, and why making something ugly might be the most healing thing you can do today. 💬 "Our minds, bodies, and hearts are holding a lot — art therapy is about getting what's going on out on paper, in front of us, so we can look at it a different way." — Bonnie Walchuk ✅ Key Takeaways You do not need to be "good at art" for art therapy to be deeply transformative. Ugly art can be the most healing art. The three C's to avoid in art therapy: Criticism, Comparison, and Critique of yourself and others Making a visual image of something (grief, money stress, the inner critic) externalizes it from your body, which is part of the healing A simple at-home practice: close your eyes, set a timer for one minute, and scribble your feelings about money. Then ask the image: What do you need right now? Money stress shows up in therapy rooms constantly, often layered with shame, self-doubt, and "am I enough?" thinking Seasonal thinking about money (rather than rigid monthly budgeting) can offer more compassion and groundedness, especially for self-employed folks About Bonnie Walchuk: Bonnie is a board-certified art therapist and licensed marriage and family therapist who has spent years supporting people through cancer care, medical trauma, grief, chronic illness, and major life transitions. She is the president and founder of Dream Big Wellness, a Seattle-based nonprofit dedicated to increasing equitable access to art therapy and integrative wellness services, including sliding scale individual care, workshops, retreats, and community programs. Rachel is proud to serve on their board of directors. ⏰ EPISODE BREAKDOWN 00:00 | What Art Therapy Actually Is (and Isn't) Bonnie demystifies art therapy as a credentialed mental health profession: not arts and crafts, not "fun time," and definitely not just for artists. It's a tool for processing what words alone can't reach. ~10:00 | The Three C's — Criticism, Comparison & Critique Bonnie shares the core rules she sets for every group she facilitates, and why even the most well-meaning "that's so pretty!" can undermine the whole process. ~22:00 | When Money Enters the Room From couples therapy to cancer care, Bonnie shares how financial stress almost always shows up — and how art therapy helps clients externalize and dialogue with their inner critic around money. ~25:00 | A DIY Art Practice for Your Money Feelings Bonnie walks listeners through a one-minute eyes-closed scribble exercise and shows how to use it to build distress tolerance and self-compassion around money — no art supplies required beyond a pen and paper. ~28:00 | Money as a Weather Pattern: Bonnie's Live Money Visualization Rachel puts Bonnie in the hot seat with her signature "money as a creature" prompt — and Bonnie's response about seasons, ebbs, flows, and the quiet groundedness of autumn is genuinely moving. 💌 Connect with Bonnie Dream Big Wellness Website 📓 RESOURCES MENTIONED Mixed Emotions Card Deck — An evocative deck of image-based emotion cards 💬 Join the Conversation Did this episode inspire you to make some art? Rachel would genuinely love to see it. Did you try the money scribble exercise? Did a creature, a color, a season show up when you thought about your money? Hit the big orange button on our site and share your story: 👉 https://www.moneyhealingclub.com/podcast   🌍 This Episode is Part of Podcasthon This

EPISODE SUMMARY In this special rebroadcast episode of The Money Healing Club podcast, Rachel Duncan is the guest on It's All Poetry, a podcast hosted by copywriter, poet, and self-described word nerd Nicole Cloutier that dedicates each episode to exploring exactly one word in depth. And the word they chose? Wealth. Together they dig into its etymology, its evolving definitions across centuries, and the deeply personal, often contradictory feelings it stirs up in all of us. They explore the surprising gap between "rich" and "wealthy," why wealth can feel morally dangerous to want, how the Boomer vs. Millennial economic experience has quietly shaped what financial security even looks like today, and what it actually means to build slow money in a world obsessed with the quick win. 💬 "Wealth feels quieter. It feels like it's okay to want wealth where maybe it's not okay to want to be rich." — Nicole Cloutier   Key Takeaways The word wealth carries much more emotional and moral baggage than its dictionary definition, and unpacking that is the first step "Rich" is about perception and spending; "wealthy" is about lasting value that grows on its own The 4% rule and "Rule of 25" are powerful frameworks for understanding what a real retirement number actually looks like for YOU Fast money (cash flow) and slow money (investing) both matter and serve different purposes Many people unconsciously inherited the belief that wanting wealth is greedy or shameful The systemic advantages Boomers had (subsidized education, pensions, economic booms) are largely gone, and that context matters for how millennials build wealth today True wealth, at its core, is about safety: having your needs met and options available About Nicole Cloutier: Nicole is a copywriter, poet, MFA graduate, and host of the It's All Poetry podcast, where each episode explores one word in depth with one guest. She's also the founder of Copy Poetics, a studio devoted to helping purpose-driven business owners find their voice and make money doing what they love. ⏰ EPISODE BREAKDOWN 00:00 | A Word That Changes Everything Rachel introduces this rebroadcast and shares why "wealth" is the concept she's had the biggest personal transformation around. 10:30 | Rich vs. Wealthy: What's the Real Difference? The two break down why "rich" feels flashy and short-term while "wealth" feels quiet and lasting, and what that says about how we really relate to money. 26:00 | The Boomer vs. Millennial Wealth Gap A frank conversation about how systemic support quietly built Boomer wealth and why the playbook simply doesn't work the same way anymore. 40:00 | What Do YOU Actually Want Wealth to Mean? Drawing from ancient Greek philosophy, etymology, and lived experience, Rachel and Nicole land on a definition of wealth rooted in safety, options, and value that grows on its own. 💌 Connect with Nicole Nicole Cloutier's website Nicole’s podcast - All that Poetry 📚 Resources Mentioned “Die Broke” by Stephen M. Pollan & Mark Levine 💬 Join the Conversation What does the word wealth bring up for you: hope, guilt, confusion, something else? Record your thoughts and send Rachel a voice message right from your phone or browser! 👉 https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: 👉 https://www.moneyhealingclub.com/podcast 🎧 Your next listen: 🛒 Why You Keep Impulse Spending — And How to Finally Stop — dig into the emotional triggers behind impulse purchases and what to do instead. https://www.moneyhealingclub.com/podcast/s2e35 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful c