Money Healing Club Podcast

Rachel Duncan

Details

The Money Healing Club Podcast is a place to talk about the things we don’t say when we talk about money. Answering questions about impulse spending, icky family dynamics, rebelling against consumerism, and more, Certified Financial Therapist, Rachel Duncan gives you compassionate, grounded advice and exercises to help you interact with money with less shame and more ease. Get your money & emotions question answered in an upcoming episode here: https://www.moneyhealingclub.com/podcast Welcome to the softest place to land in personal finance.

Recent Episodes

OCT 9, 2026
💸 Confessions of a Bankrupt Dreamer: The Emotional Side of Bankruptcy with Robin Finney
For educational purposes only. Not mental health, financial, tax, or legal advice. Episode Summary Robin Finney, founder of Wandering Aunt and writer of Confessions of a Bankrupt Dreamer, joins Rachel Duncan to share how filing for bankruptcy unexpectedly led to greater freedom and self-trust. Together, they explore the shame and stigma surrounding bankruptcy, the pressure to keep paying debt at the expense of basic needs, and how deeply ingrained beliefs about financial responsibility can keep us stuck. Robin’s story challenges traditional ideas of financial success and reminds us that financial hardship doesn’t have to mean giving up on our dreams. 💬 “And it got to the point where it was like, I either eat or continue being the good girl and paying my minimum payments.” — Robin Finney In This Episode: Why being responsible with money doesn’t always mean making the best financial decision. How shame and stigma can keep you trapped in cycles of debt. What bankruptcy taught Robin about freedom, resilience, and self-trust. Why rebuilding your financial life doesn’t have to mean abandoning your dreams. ⏰ Episode Breakdown 04:34 | How Do You Afford to Travel the World? Robin shares the financial realities of eight years as a nomad, including unconventional income, house sitting, and the trade-offs behind her lifestyle. 17:19 | When Being Responsible With Money Becomes a Trap How business investments, credit card debt, and the pressure to always pay her bills led Robin toward bankruptcy. 29:01 | Breaking Through Bankruptcy Shame Robin and Rachel explore the stigma surrounding bankruptcy, finding nonjudgmental support, and why starting over can be a legitimate financial option. 43:42 | Rebuilding Financial Freedom and Self-Trust What bankruptcy taught Robin about resilience, navigating financial uncertainty, and creating a life that still feels like her own. 📚 Resources and Links Robin Finney is the founder of Wandering Aunt, where she helps people build self-trust and live more intentionally through coaching, retreats, and Soulo Travel Experiences. She’s traveled to more than 50 countries across six continents and spent the past eight years living as a full-time nomad. Through her Substack, Confessions of a Bankrupt Dreamer, Robin shares the honest, messy reality of building a rich life beyond traditional definitions of wealth, including her experience navigating bankruptcy while continuing to pursue her dreams. Connect with Robin Finney: Website: ⁠Wandering Aunt Instagram: ⁠@wanderingaunt Substack: ⁠Confessions of a Bankrupt Dreamer YouTube: ⁠Wandering Aunt TikTok: ⁠@wanderingaunt Also Mentioned: The History of Bankruptcy in America: Explore how bankruptcy became part of the U.S. Constitution, including the influence of English debt laws and debtors’ prisons. ⁠Historical Background on the Bankruptcy Clause | Constitution Annotated, Library of Congress Bankruptcy and Debt Relief: Listen to the ⁠podcast episode Rachel references about reconsidering bankruptcy as a financial tool. 💬 Join the Conversation Click the big orange button on our site, right from your phone or browser, and let Rachel know: Have you ever felt pressured to make the “responsible” money choice, even when it wasn’t working for you? ⁠Share your story with Rachel 💝 Support the Podcast Help keep the Money Healing Club podcast going. If this show has helped you feel less alone or more grounded with money, please consider contributing. 🎧 Keep Listening💸 The Six-Figure Lie (and What It’s Costing You) with Becky Mollenkamp: Robin’s experience with expensive business coaching and the pressure to achieve financial success connects directly to this conversation about unrealistic income expectations and the emotional cost of entrepreneurship. Full transcript: ⁠Money Healing Club Podcast 🎙️ We’re a proud member of the ⁠Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
53 MIN
SEP 25, 2026
🗝️ What You Get Wrong About Estate Planning with Lauren Klein
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice. Episode summary This week Rachel talks with estate planning attorney Lauren Klein, who wants to bust the misconceptions around estate planning and give you a simpler truth: if you have a body, you have an estate. You'll hear why a will alone won't spare your family probate, the half-hour task that protects the people you love, and how the great wealth transfer is putting more money in women's hands than ever before. A warm, myth-busting conversation on the Money Healing Club podcast about estate planning as an act of love, and an extension of your own financial health. 💬 "You are giving your family a very big gift." Lauren Klein In this episode: Why estate planning has nothing to do with being rich The half-hour task that protects your family: naming beneficiaries on every account Why a will alone won't spare your family probate How the great wealth transfer makes financial literacy non-optional, especially for women ⏰ Episode breakdown 04:12 | Who actually needs an estate plan | Busting the biggest myth, that it's about wealth, when really if you have a body you have an estate 07:27 | Why a will isn't enough | What probate actually is, and why it's slow, costly, and public 25:26 | Trusts, kids, and values | Protecting minor children, and building the values you want to pass on into what they inherit 36:20 | The great wealth transfer | Trillions moving to younger generations, why women's financial literacy matters now, and the rising cost of aging 📚 Resources and links Lauren Klein is an estate planning attorney and the founder of Flourish Law Group, a boutique tax, trust, and estates firm. She has a gift for taking a heavy, easily avoided topic and making it feel approachable, and even a little exciting. Connect with Lauren Klein: Flourish Law Group (licensed in Florida, with referrals nationwide) Instagram: @lawyerlaurenklein Podcast: Legal and Wealthy 💬 Join the conversation Click the big orange button on our site, right from your phone or browser, and let Rachel know: what is one "boring but important" money task you've been putting off? https://www.moneyhealingclub.com/podcast 💝 Support the podcast Help keep the Money Healing Club podcast going. If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen S1 E12: 🏳️‍🌈 Queer Finance & Anti-Capitalist Money Strategies with River Nice Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
48 MIN
SEP 11, 2026
👗 The Real Reason You Keep Buying Clothes You Don't Wear with Dacy Gillespie
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice. Episode summary Somewhere along the way, "flattering" stopped meaning "you look lovely" and started meaning "you look as thin as possible." This week on the Money Healing Club podcast, Rachel sits down with Dacy Gillespie, a personal stylist who helps people get dressed from the inside out. You'll hear why so much clothing spending is really a search for validation, and why nothing in the fitting room fits. Along the way, Rachel and Dacy get into the tender intersection of clothes and money, how getting dressed becomes a weighty category of spending, and how enoughness lives underneath both. 💬 "The clothes were not made for you." - Dacy Gillespie In this episode: Why "flattering" almost always means "thinner," and what to reach for instead How to tell dressing for you apart from dressing for validation Why nothing fits, and why that is the clothes' fault, not your body's How to find the pieces you actually return to, without going all-or-nothing capsule wardrobe ⏰ Episode breakdown 03:38 | What "flattering" really means | Dacy unpacks the word and the fatphobia quietly baked into it 04:48 | From how you look to how you feel | Moving away from the body as display and toward comfort and self-expression 10:34 | Enoughness and the sparkle of novelty | Why we overspend chasing external validation, and how to come back to what you actually want 19:15 | The fit lottery | Why nothing fits, the study that found 58 different measurements on every body, and letting go of "my body is wrong" 📚 Resources and links Dacy Gillespie is a personal stylist who helps people let go of the rules they were handed about clothes and get dressed from the inside out. Her work centers comfort, self-expression, and undoing the idea that your body is the thing that needs fixing. Connect with Dacy Gillespie: Website: dacygillespie.com Substack: Unflattering, at dacygillespie.substack.com Instagram: @dacygillespie Book: Unflattering: A Radical New Way to Get Dressed, from an imprint of Macmillan, expected early 2028 Also mentioned: Ace & Jig, an ethically made, size-inclusive clothing brand that goes up to a size 5X, which Dacy references wearing A late-1940s USDA study that measured thousands of women and found 58 distinct body measurements that vary from person to person Reddit, which Dacy points to as a useful place to find size-inclusive brands 💬 Join the conversation Click the big orange button on our site, right from your phone or browser, and let Rachel know: what is one piece of clothing you always feel like yourself in? https://www.moneyhealingclub.com/podcast 💝 Support the podcast Help keep the Money Healing Club podcast going. If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Keep listening Your next listen: S2 E41, Curb Your Impulse Spending with Nervous System Awareness w/ Stacy Peterson Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
29 MIN
AUG 28, 2026
🧸 The Money Stories You Inherited Without Ever Choosing Them with Tari Vickery
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice. Episode summary On this week’s episode Rachel talks with Tari Vickery, a wealth manager and author of The Emotional Side of Money, who has spent decades helping people untangle the money stories they inherited. They get into why security never arrives at the number you're chasing, how to talk to kids about money without saying "we can't afford it," and how to find the practice that actually calms your nervous system. A warm, story-rich conversation on the Money Healing Club podcast about turning the legacy you were handed into one you choose. 💬 "The security comes from within ourselves of knowing that whatever comes, I will deal with it and I'm gonna be okay." - Tari Vickery In this episode: Why the security you're chasing probably isn't a number How to tell the difference between real scarcity and a scarcity mindset What "we can't afford it" might actually be teaching your kids How to find the money practice that calms your nervous system, not someone else's ⏰ Episode breakdown 02:30 | The script you inherited | Tari on the moment in her 40s when she realized scarcity was a story passed down, not just the way things were 07:26 | Why the goalposts keep moving | Security doesn't live in a number, and chasing one keeps it out of reach 20:27 | Beyond "we can't afford it" | Talking to kids about money in a way that teaches values instead of fear 23:15 | What actually calms you | Finding your own money practice rather than the one that's supposed to work for everyone 📚 Resources and links Tari Vickery is a wealth manager, author, and longtime guide for people navigating the emotional weight of money. Her book The Emotional Side of Money is a collection of stories rather than a how-to, written so you might see yourself on the page and get curious about your own patterns. Connect with Tari Vickery: Website: tarikvickeryauthor.com The Emotional Side of Money: A Roadmap to Financial Wellness, available in paperback, ebook, and audiobook (narrated by Tari), wherever you buy books Also mentioned: The 7 Habits of Highly Effective People by Stephen Covey, for its framing of scarcity and abundance 💬 Join the conversation Click the big orange button on our site, right from your phone or browser, and let Rachel know: what money story did you inherit without ever choosing it? https://www.moneyhealingclub.com/podcast 💝 Support the podcast Help keep the Money Healing Club podcast going. If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Keep listening S3 E50: 💌 Write a Letter to Your Money And Let It Write Back Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
46 MIN
AUG 14, 2026
🙃 Money Pet Peeves with Linda Grizely
This podcast is for educational purposes only and does not constitute mental health, financial, tax, or legal advice. Episode summary On the first-ever pet peeve session of the Money Healing Club podcast, Rachel sits down with certified financial planner Linda Grizely, creator of the Me Money method, to unpack the mainstream rules that sound like gospel but fall apart on real humans: wants versus needs, the 30% rent rule, strict budgets, and the pressure to be completely debt free. 💬 "The goal should not be zero debt. The goal should be to have a plan that may include debt that gets you where you want to be." — Linda Grizely In this episode: Why wants versus needs is never one size fits all The Me Money method: budgeting for your wants as permission, not punishment Linda's five money personalities, and why strict budgets only work for one of them Why debt is a morally neutral tool, not a moral failing ⏰ Episode Breakdown 03:33 | Pet peeve: wants versus needs — why the restrictive framing misses the person in front of you12:40 | Pet peeve: the 30% housing rule — where this benchmark actually came from, and why it can't fit every life17:16 | The five money personalities — and why strict budgeting only works for one of them34:19 | Pet peeve: being completely debt free — debt as a tool, not a moral failing About Linda Grizely: Linda is a certified financial planner, financial wellness speaker, and host of the Real Money Real Life podcast. As the creator of the Me Money method, she helps people cut through the shame and stress around money and make financial decisions that feel human, practical, and judgment free. 💌 Connect with Linda Grizely Website: https://www.lindagriz.com/Podcast: Real Money Real LifeLinkedIn 📚 Resources Mentioned Linda's money personality quiz, on lindagriz.com The Me Money method The history of the 30% housing rule, from Shelterforce: "In Defense of the 30 Percent of Income to Housing Affordability Rule, In Some Cases" - https://shelterforce.org/2017/04/25/defense-30-percent-standard-cases/ HALT: hungry, angry, lonely, tired Rachel's exercise on listing your debts and acknowledging how debt has helped you 💬 Join the Conversation Click on the big orange button on our site right from your phone or browser and tell me: what's a piece of money advice that never worked for you? https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: S2 E37: 💳 Debt-Free Isn't the Answer, with Haley and Justin Brown-Woods of The Price of Avocado Toast, for the full deep dive on why paying off debt faster isn't always the goal. https://www.moneyhealingclub.com/podcast/s2e37 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.comFull transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
42 MIN