EPISODE SUMMARY What if feeling "bad at money" isn't a character flaw but simply a sign you haven't found the right approach yet? In this episode of The Money Healing Club podcast, host Rachel Duncan chats with Carrie Friedberg, money coach, educator, and author of the newly released book At Peace with Money. Carrie shares her own journey from financial fog to confidence, proving that you don't need to be born with a "money gene" to build a healthy relationship with your finances. They explore how treating money like a practice (similar to yoga) can transform your financial life, why tracking your spending is an act of self-respect, and how understanding your unique learning style might be the missing piece in making money habits actually stick.   💬 "Anything is possible in your financial life if you're willing to track your money. What I mean by that is pay attention, tend to the garden of money, remain connected."   KEY TAKEAWAYS You don't need to be "naturally good" at money. Building confidence with finances is a practice, not an innate talent Tracking your spending (even with apps like Monarch Money or Quicken) is the foundational habit that makes everything else possible Create a weekly "money date" where you review spending, categorize transactions, and plan ahead. Treat it like an important appointment you'd never cancel Understanding your learning style (visual, kinesthetic, naturalistic, etc.) can help you design money routines that actually work for you It's okay to hire help (accountants, coaches, experts). Delegating is strategic when you're prepared and engaged Practice "budgeting out loud" so others see that managing money takes real work and intention About Carrie Friedberg Carrie Friedberg is a money coach, educator, and author who spent 15 years helping clients build confidence and peace with their finances through her practice, SF Money Coach. A former classroom teacher who struggled with money herself, Carrie discovered that traditional "just make a budget" advice didn't work for everyone. Her holistic approach combines practical financial skills with emotional awareness and personalized learning styles. Currently back in education while still coaching select clients, Carrie just released her debut book At Peace with Money, which lays out her step-by-step curriculum for financial wellness at any stage of life. ⏰ EPISODE BREAKDOWN 04:00 | The Yoga Mat Revelation How practicing discomfort in yoga translated into financial transformation and why "it shouldn't be this hard" was the turning point 18:00 | The Foundational Money Routine Why tracking your spending (with the right tools and weekly consistency) changes everything, and how to create a "money date" ritual that actually works 23:00 | Learning Styles and Money Discovering Howard Gardner's multiple intelligences and how knowing whether you're kinesthetic, visual, or naturalistic can revolutionize your financial habits 28:00 | The Five Levels of Financial Wellness From tracking to planning to analyzing to relationships to long-term health, here's the roadmap Carrie developed over 15 years of coaching 📚 RESOURCES MENTIONED At Peace with Money by Carrie Friedberg (releasing January 20, 2026) Howard Gardner's Theory of Multiple Intelligences Framework for understanding different learning styles SF Money Coach Carrie's website with courses and coaching: sfmoneycoach.com 💬 Join the Conversation Have you discovered a money routine that finally clicked for you? Or are you still searching for an approach that doesn't feel like punishment? Click on the big orange button on our site right from your phone or browser and let me know what your biggest money habit struggle is (or win!): https://www.moneyhealingclub.com/podcast 🎧 Your next listen Why you REALLY argue with your partner about money, w/ Couples Financial Therapist, Ed Coambs 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Free Email Course: Curb impulse spending with compassion and mindfulness at moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.