<p>Can I invest in gold through my KiwiSaver? Will I still get my pension if I live on my boat? And what is a disappointment gap? </p><p>Questions this week for Susan:</p><p>00.54 Can I invest in gold through my KiwiSaver?</p><p>02.39 I qualify for superannuation but still have a mortgage. Will that affect my tax rate?</p><p>04.31 Can my employer deduct KiwiSaver my from my hourly rate of pay?</p><p>07.20 If I live on my yacht, can I still claim superannuation?</p><p>08.55 Do I pay GST on capital gains?</p><p>10.43 What is the &#x27;Disappointment Gap&#x27;?</p><p>12.24 Audience Q&amp;A for the week: in what year did waterbeds and wine cooler drop out of the Consumer Price Index?</p><p>Expert input this week came from Greg Smith at Generate, Anne-Marie Lockyer at Pie Funds, GST expert Alan Bullot and Shamubeel Eaquab from Simplicity.</p><p><em>If you have a money question you&#x27;d like Susan to answer, put it in an email or voice memo, then send it to <a href="mailto:[email protected]">[email protected]</a></em>.</p><p><a href="https://www.rnz.co.nz/podcast/no-stupid-questions?share=e342e6d5-7638-455c-8268-8eec4e356aff">Go to this episode on rnz.co.nz for more details</a></p>