<p>You might own a lot, you might own a little, but you probably still need to write a will. But do you have to use a lawyer to do it? There are changes coming to KiwiSaver contribution rates. Who will miss out? And how do donation credits actually work? </p><p>In this episode, Susan answers questions about:</p><ul><li>How will the changes to KiwiSaver contribution rates affect you?</li><li>How does the donation tax credit actually work?</li><li>Why aren&#x27;t spouses paid to be caregivers?</li><li>Are there still benefits to KiwiSaver when the government contribution stops?</li><li>Do you have to write a will with a lawyer or can you write your own, have it witnessed and just keep it in a safe place?</li><li>What items have gotten cheaper over the last 10 years?</li><li>And which part of the country has the highest uptake on solar power?</li></ul><p><em>If you have a money question you&#x27;d like Susan to answer, put it in an email or voice memo, then send it to <a href="mailto:[email protected]">[email protected]</a></em>.</p><p><a href="https://www.rnz.co.nz/podcast/no-stupid-questions?share=2cc2f60a-6806-49be-8152-e33e9bb27a96">Go to this episode on rnz.co.nz for more details</a></p>