<p>We're aways reading headlines about how Australia can pay higher wages than us but are also able to sell a cheaper cup of coffee. How do they keep the cost of living low while we struggle? What's Australia's secret sauce? Economist Mary-Jo Vergara says the answer is actually pretty simple. </p><p>Questions this week for Susan:</p><p>00.44 - How does Australia pay high wages but still keep the cost of living low?</p><p>3.03 - What are my options if my religion prevents me from earning interest on my KiwiSaver account?</p><p>4.00 - My Visa details were expired, but the payment still went through. How?</p><p>6.56 - Why am I being charged a new service fee on international transactions on my credit card?</p><p>9.09 - What your landlord is allowed to do - and what they&#x27;re not.</p><p>11.03 Audience Q&amp;A for the week.</p><p>Expert input this week came from Mary-Jo Vergara of Kiwibank, Barry Coates from Mindful Money and Massey University&#x27;s Claire Matthews.</p><p><em>If you have a money question you&#x27;d like Susan to try and answer, put it in an email or voice memo, then send it to <a href="mailto:[email protected]">[email protected]</a></em>.</p><p><a href="https://www.rnz.co.nz/podcast/no-stupid-questions?share=ab97648b-2df7-4bb3-a976-53c9d90aeab1">Go to this episode on rnz.co.nz for more details</a></p>