<p>Say you've been trading in crypto currencies. You know if you are making money you need to declare it. But you're not making money. Instead, you're losing it. Is there a way to write those losses off against other income? We all know we should have long term savings and investments. But how much will high inflation mess around with your returns? And are there any restrictions on who can offer a KiwiSaver fund?</p><p>In this episode, Susan answers questions about:</p><ul><li>If someone was to make a loss trading crypto how does one write those losses off against other income?</li><li>What the implications are of higher inflation on long-term savings and investment?</li><li>Is there is a vetting process determining whether a fund is allowed to be part of the KiwiSaver investment options, and, if so, what the vetting criteria might be?</li><li>Does paying tax on the employer contribution to KiwiSaver almost make it meaningless?</li><li>Despite all the uncertainty in the world, my KiwiSaver fund is rebounding. Why?</li><li>And why is the Tenancy Tribunal getting so many applications written by AI?</li></ul><p><em>If you have a money question you&#x27;d like Susan to answer, put it in an email or voice memo, then send it to <a href="mailto:[email protected]">[email protected]</a></em>.</p><p><a href="https://www.rnz.co.nz/podcast/no-stupid-questions?share=1c292d0a-6a96-41f1-a0fc-580a79eebcad">Go to this episode on rnz.co.nz for more details</a></p>