<p>A record number of households across England and Wales are now getting social tariffs from water suppliers to help cut their bills. Two million households now get support according to a new report from the Consumer Council for Water, which is up by 22% on last year. It comes as nearly 3 million are now in debt to water companies, owing an average of £744. What's behind that rise?</p><p>If you're a recent graduate - or you know one - then you're probably already aware of how tough the jobs market can be right now. Several recent reports show finding work with a new degree has got harder in recent years. We'll look at what help there is for graduates.</p><p>New data shows that hundreds of thousands of former students are eligible for nearly £100 million pounds worth of refunds on their loans. How can you apply?</p><p>And how can banks do more to support people with learning disabilities?</p><p>Presenter: Felicity Hannah Reporters: Dan Whitworth and Eimear Devlin Editor: Jess Quayle Senior News Editor: Sara Wadeson</p><p>(First broadcast on Radio 4 at 12pm, Saturday 15th November 2025)</p>