Lykken on Lending
Lykken on Lending

Lykken on Lending

David Lykken

Overview
Episodes

Details

Created by mortgage professionals for mortgage professionals,


Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.


Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update.


The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry.


The program can be heard live each Monday at noon central or downloaded as a podcast.


Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.


This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions.


We invite you to join us to listen and learn.

Recent Episodes

Mortgage market forecast, student loans, and other updates!
MAY 6, 2024
Mortgage market forecast, student loans, and other updates!
<p>The Lykken on Lending program will feature our Weekly Mortgage Updates with <a href="https://www.linkedin.com/in/adamdesanctis/" rel="noopener noreferrer" target="_blank"><strong>Adam DeSanctis and his MBA Mortgage Minute</strong></a>, and then<a href="https://www.linkedin.com/in/les-parker-cmb-amp-7980564" rel="noopener noreferrer" target="_blank"><strong> Les Parker’s TMSpotlight</strong></a>,&nbsp;<strong>a macroeconomic perspective on the economy</strong>&nbsp;with a music parody. That leads to&nbsp;<a href="https://www.linkedin.com/in/matthew-graham-714bba8" rel="noopener noreferrer" target="_blank"><strong>Matt Graham of MBS Live</strong></a><strong> providing you a rate &amp; market update</strong>, followed by <a href="https://www.linkedin.com/in/david-g-kittle-cmb-06732628" rel="noopener noreferrer" target="_blank"><strong>David Kittle</strong></a>, Chief Executive Officer @ Cypress Mortgage Capital, to discuss <strong>mortgage originations. </strong>Then we have Alice<a href="https://www.linkedin.com/in/alice-alvey-master-cmb-79631b1" rel="noopener noreferrer" target="_blank"><strong> Alvey of Union Home</strong></a><strong> providing a regulatory &amp; legislative update, then </strong><a href="https://www.linkedin.com/in/allen-pollack" rel="noopener noreferrer" target="_blank"><strong>Allen Pollack giving us a Tech Report</strong></a><strong> on the latest technology impacting our industry. </strong>Finally, we wrap up the first half of the program with <a href="https://www.linkedin.com/in/h-marc-helm-9852977" rel="noopener noreferrer" target="_blank"><strong>Marc Helm</strong></a><strong>, </strong>Senior Executive Partner @ Transformational Mortgage Solutions, talking about <strong>Loan Servicing and the “Agencies”.</strong></p>
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55 MIN
CFPB's Spring Supervisory Highlights: Mortgage Servicing Scrutiny or Misleading Rhetoric?
MAY 3, 2024
CFPB's Spring Supervisory Highlights: Mortgage Servicing Scrutiny or Misleading Rhetoric?
<p>Hi, I'm Adam DeSanctis. This is the Mortgage Minute, the latest news from the Mortgage Bankers Association. Last week, the CFPB published a spring edition of its supervisory highlights focused solely on mortgage servicing. The Bureau's report generally highlights improper assessments of fees and violations of the loss mitigation process and covers examinations that were completed by the Bureau from April 1st of last year through December 31st. Most of the findings appear to involve minor infractions that have been remediated by the servicer. However, MBA in a LinkedIn post by SVP of Residential Policy, Pete Mills, called out the Bureau's press release for its misleading and harmful rhetoric against mortgage servicers by inappropriately ascribing isolated incidents of noncompliance as a general state of the industry. The LinkedIn post, which can be read in full on Pete Mills page or as a repost on MBA's main LinkedIn page, Call the bureau's press release a “disservice to consumers by further sowing fear and distrust of their mortgage servicer”. Looking ahead, the bureau's expected to conduct potential rulemaking to amend the servicing rules of Regulation and be able to keep you updated on this in all issues pertaining to the bureau. That's it for this week. Thank you for listening.</p>
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1 MIN
Trends Among Lenders in Todays Current Market with Colin Gazinski of Finastra
MAY 2, 2024
Trends Among Lenders in Todays Current Market with Colin Gazinski of Finastra
<p>We are diving into the dynamic world of lending and financial institutions. From traditional banks to innovative fintech companies, the lending landscape is constantly evolving, shaped by changing market trends and technological advancements. In today's episode, we'll explore the latest trends among lenders in today's current market. From the rise of digital lending platforms to the increasing demand for personalized financial solutions, lenders are navigating a landscape that's both challenging and full of opportunities. But amidst these changes, one key player stands out in assisting financial institutions to adapt and thrive: Finastra. As a leading fintech company in the world, Finastra provides cutting-edge technology solutions tailored to meet the evolving needs of lenders. Joining us today is Colin Gazinski, a Senior Solutions Consultant at Finastra. We'll delve into how Finastra is empowering financial institutions with innovative tools and solutions, enabling them to streamline operations, enhance customer experiences, and stay ahead in today's competitive market.</p>
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25 MIN
The Bears Ask, "Have You Ever Seen The Rain?" by Les Parker
MAY 1, 2024
The Bears Ask, "Have You Ever Seen The Rain?" by Les Parker
<p>The Bears Ask, "Have You Ever Seen The Rain?"</p><p>-----------------------------</p><p>Parker told us long ago</p><p>There's a calm before the storm</p><p>He knows</p><p>Last week, stagflation appeared in the GDP data, with slowing growth and rising inflation.&nbsp;As a result, the 10-year yield hit our bear target of 4.71.</p><p><br></p><p>Jimmy Carter sacrificially appointed Paul Volcker to slay inflation.&nbsp;Despite talking heads, it’s not the 1970s.&nbsp;Jay Powell's credibility projects confidence that the Fed will lower rates prudently.</p><p><br></p><p>However, Gold's rapid rise signals that the markets want the Fed to disclose the plan to reduce Treasury sales on May 1.&nbsp;Without it, the Bears reign.</p><p><br></p><p>Have You Ever Seen The Rain?&nbsp;Comin' down in a Bearish way.</p><p>-------------------------</p><p>Have You Ever Seen The Rain (1970)&nbsp;Creedence Clearwater Revival (CCR)</p>
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1 MIN
FTC non-compete, DU and LP Opt-out and other Weekly Mortgage updates!
APR 29, 2024
FTC non-compete, DU and LP Opt-out and other Weekly Mortgage updates!
<p>The Lykken on Lending program will feature our Weekly Mortgage Updates with <a href="https://www.linkedin.com/in/adamdesanctis/" rel="noopener noreferrer" target="_blank"><strong>Adam DeSanctis and his MBA Mortgage Minute</strong></a>, and then<a href="https://www.linkedin.com/in/les-parker-cmb-amp-7980564" rel="noopener noreferrer" target="_blank"><strong> Les Parker’s TMSpotlight</strong></a>,&nbsp;<strong>a macroeconomic perspective on the economy</strong>&nbsp;with a music parody. That leads to&nbsp;<a href="https://www.linkedin.com/in/matthew-graham-714bba8" rel="noopener noreferrer" target="_blank"><strong>Matt Graham of MBS Live</strong></a><strong> providing you a rate &amp; market update</strong>, followed by <a href="https://www.linkedin.com/in/david-g-kittle-cmb-06732628" rel="noopener noreferrer" target="_blank"><strong>David Kittle</strong></a>, Chief Executive Officer @ Cypress Mortgage Capital, to discuss <strong>mortgage originations. </strong>Then we have Alice<a href="https://www.linkedin.com/in/alice-alvey-master-cmb-79631b1" rel="noopener noreferrer" target="_blank"><strong> Alvey of Union Home</strong></a><strong> providing a regulatory &amp; legislative update, then </strong><a href="https://www.linkedin.com/in/allen-pollack" rel="noopener noreferrer" target="_blank"><strong>Allen Pollack giving us a Tech Report</strong></a><strong> on the latest technology impacting our industry. </strong>Finally, we wrap up the first half of the program with <a href="https://www.linkedin.com/in/h-marc-helm-9852977" rel="noopener noreferrer" target="_blank"><strong>Marc Helm</strong></a><strong>, </strong>Senior Executive Partner @ Transformational Mortgage Solutions, talking about <strong>Loan Servicing and the “Agencies”.</strong></p>
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44 MIN