Degree Free

Degree Free

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Welcome to Degree Free! It’s our job to share fundamentals we’ve discovered and the mistakes we’ve made while self educating, getting work, building businesses, and making money. We’ll tell you how to make it happen, no degree needed!

Recent Episodes

OCT 8, 2026
College Sports: What Parents Don’t Know (Degree Free #209)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book Want a custom career plan for your 16-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch Being good at high school sports can turn college into the next automatic step. We see families chase a scholarship, choose a school for its team, and assume a good career will follow. But playing a sport and building a career are two different goals. Your family needs to know which one is driving the choice. We break the decision into four parts: cost, the goal, money and time already spent, and risks versus rewards. Tuition is only part of the bill. Housing, meals, travel, equipment, and time away from paid work can still matter. Check what an actual scholarship covers. We also question the hope that NIL deals, pro sports, or future contacts will make the choice pay off. Years of practices and travel don't mean you have to keep going. Your child's grit, teamwork, and work ethic stay with them when sports end. We share how a former varsity basketball player used those traits to pursue a competitive first job without a college degree. Start with the life your child wants: schedule, income, work environment, and location. Then choose work that fits and find out what it requires. An impressive job title isn't a plan. Ask why your child wants that work before paying for the path. Have this talk early, around age 16. The last competitive game can be hard for the whole family. But your child can still enjoy sports through clubs and adult leagues. Be clear about what you're buying and why.
42 MIN
OCT 6, 2026
If Your Kid Got Merit Aid, Watch This First (The Hannah Maruyama Show #13)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book Want a custom career plan for your 16-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch A $5,000 award can feel like a win. But it doesn't answer the question that matters: why is your child going to college? I share a call with an 18-year-old and her parents. Her school cost about $19,000 a year. She had no major picked out and no clear career goal. Her parents were worried about the cost, but they didn't want to lose the merit aid. I see that discount as a sales tool. Colleges want students to enroll. An award can make a family feel chosen and make walking away feel like a loss. I break down the gap between a big sticker price and the bill you're still agreeing to pay. Saving money on a degree your child doesn't need is still spending money. Before you read an award letter or tour a campus, ask what your child wants their life to look like. Use the Degree Free 4: work schedule, income, work setting, and location. Those answers help you find careers that fit. Then check whether a degree is required and whether the cost makes sense. If your child has no clear reason to go, help them find direction and useful entry-level work first. College can come later if a career calls for it. The point is to buy training for a clear purpose, instead of letting a discount choose your child's next step.
16 MIN
OCT 1, 2026
The Career Conversation Every Parent Should Have First (Degree Free #208)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book Want a custom career plan for your 16-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch Most families plan the college step before they plan the career. We think that is the root problem. The FutureEd report "Future Shock: The Crisis in Career Navigation" shows how few teenagers feel ready to choose a career, even while many plan to buy a college degree. School counselors cannot solve this alone. The average counselor serves hundreds of students while also handling college advising, mental health needs, and urgent crises. There is no realistic way for one person in that role to research a custom career plan for every young adult. Parents also confuse career options with training options. College, trade school, and the military are ways to get somewhere. They are not careers. Start with what your child wants their work and life to look like. Then find careers that fit. After that, identify the skills, licenses, certifications, or degree each career truly requires. We also explain why vocational creativity matters. Young adults choose from the work they can see. Parents can expand that view by pointing out the people behind everyday work and by helping their child try small, real actions. A young person who wants to create content should start posting, not buy a content creation degree first. The goal comes first. The method comes second. The credential comes last, if it is needed at all.
51 MIN
SEP 29, 2026
Your Daughter’s Backup Plan Is the Trap (The Hannah Maruyama Show #12)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book Want a custom career plan for your 16-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch I watched George Kamel ask a high school student about her plans. She said she had to go to college to get paid, then named pediatric sonography. When asked about debt, she said she would borrow up to $300,000 because she expected her degree to pay it back. Her answers show what happens when young adults are asked to choose a career before they know what they need from work. I don't blame her. Adults reward answers that sound impressive. They also offer a narrow choice between college and trades such as plumbing or electrical work. Those trades may fit some women. But they are only a few of the paths open to your daughter. Sales, technology, and other skilled work may fit her goals too. The point is to find the fit before choosing a path. The sonography example makes the cost of guessing clear. Diagnostic medical sonography can often begin with an associate's degree or a certificate, rather than the four-year degree and huge debt the student imagined. But even a less costly program is a poor choice if the hours, setting, or work itself do not fit her life. Liking children or wanting to help people is not enough to settle those questions. Start with four things: schedule, income, work environment, and location. Ask your daughter which matters most and what she needs from each. Then look for careers that match, check the real entry requirements, and work backward to the classes, training, and first job she can pursue now. A clear plan protects more of her choices than a degree bought on a guess.
23 MIN
SEP 24, 2026
What the College System Isn’t Telling Parents (Degree Free #207)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book Want a custom career plan for your 16-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch Colleges are facing a financial reckoning. Moody's expects more private colleges to run at a loss, and closures can leave students with debt but no credential. We share one case where a nearly finished dental hygiene student lost her program overnight. If your child needs a degree for a licensed career, checking the school's finances now belongs on the list with income, schedule, work environment, and location. Student debt does not disappear when borrowers get older. Millions of Americans over 60 still owe student loans, and some face collection through Social Security. Younger borrowers hold larger balances while wages have not kept pace. That means today's families are taking on more risk than the generations already struggling to retire. Trust in elite colleges is falling too. We trace that loss of trust back to price, value, and accountability. A famous name cannot protect a family from a bad purchase. And switching the default from a four-year college to community college or trade school does not fix the core problem. Start with your child's goals. Ask what they want from their location, income, schedule, and work environment. Then work backward to the education, license, skill, or experience that serves that goal. The destination comes first. The institution comes last.
47 MIN